1. Joe Denina

2. INSURANCE POLICIES  Football NSW Insurance pack – covered by registration fee. 1. Public Liability 2. Professional Indemnity 3. Accident Support Scheme  Other policies offered 1. Directors and Officers 2. Top up insurance 3. NSW Sporting Injury

3. DIRECTORS & OFFICERS  $2 million cover  Covers Associations, Clubs & Referee branches  Cost per Club $45  No change for the past three years

4. DIRECTORS & OFFICERS  Added benefits negotiated at no extra costs Corporate employment practice cover Definition of insured now includes members of GPT panels ○ Insured person definition: “ any natural person who was or now is or may here after become a director, secretary, executive officer, permanent, part-time, temporary or casual employee, member, volunteer, tribunal members, trustee or committee member.......

5. PUBLIC LIABILITY  $25 million cover  Covers Associations, Clubs, Referees branches.  $1000 excess per claim  Certificate of Currency available on website

6. PROFESSIONAL INDEMNITY  $10 million cover  Covers accredited Coaches & Referees

7. ACCIDENT SUPPORT SCHEME  Charge to players has not changed since 2004/2005 season.  Over 200,000 Accident Support leaflets distributed to your clubs each year  Improvements to scheme & ability to hold rates is a direct result of our decision to partially self insure.  Improvements to scheme; Physio increased from $300 to $350 Increased medical benefit from 75% to 85% Increased lodgement period from 30 to 60 then to 90 days. Increased loss of wages benefit from 75% to 85% or $200 Increased funeral benefits from $2500 to $5000 Increased Capital benefits from $10k to $20k for under 18 year olds Increased Capital benefits from $50k to $100k for over 18 year olds

8. TOP UP INSURANCE  This insurance is available to all members at a cost of $618 per each $100 of extra income.  Must be taken out on a per team basis.  Available through our brokers BJS

9. NSW SPORTING INJURY  Capital benefit scheme  Available directly through NSW Sporting Injury Committee.  Current cost of $3.17 per adult & $0.77 cents per junior.  Website – www.sportinginjuries.nsw.gov.au

10. Average cost of claims Accident Support Scheme  Claim cost on average have continued to increase and with greater benefits, CPI impact & worsening conditions of our grounds you can expect the average claim to increase at an even quicker rate. Average claim in 2005 $808 per player Average claim in 2006 $746 per player Average claim in 2007 $1099 per player Average claim in 2008 $1367 per player Year 2009 not yet finalized

11. Claims by injury type Years 2006,2007,2008,2009 TYPENo of Claims IncurredAverage Claim % of number % of incurred Ankle668$288,527$43212%6% Arm360$177,275$4926%4% Back72$22,012$3061%0% Death5$12,832$2,5660% Foot120$53,960$4502%1% Hand145$76,358$5273%2% Head387$244,615$6327%5% Knee2193$2,763,350$1,26039%55% Leg1147$1,100,637$96020%22% Neck49$9,235$1881%0% Shoulder326$185,966$5706%4% Torso152$70,017$4613%1%

12. Public Liability Claims History  YearNumber of ClaimsCost 20011$3,013 20027 $802,743 20032 $33,255 2004- - 20053 $68,522 20067 $69,365 20073 $47,513 20082 -

13. SUMMARY  What does the FNSW Insurance pack cost? 1. The Players – Juniors $9.50, Adults $59.05 (GST Inclusive) 2. The Club – No cost 3. The Association – No cost 4. The Volunteers – No cost 5. The Committee members – No cost 6. The Coaches – No cost

14. SUMMARY - continued  What policies do you receive for free? 1. The Club (approx 900) – Public Liability 2. The Association (33)– Public Liability 3. The Volunteers (approx 20,000)– Public Liability, Personal Injury 4. The Committee members (approx 6,500)– Public Liability, Personal Injury 5. The Coaches (approx 20,000)– Professional Indemnity, Personal Injury 6. The Players (206,000)– Public Liability, Personal Injury.

15. Risk Management & administration o With the introduction of the self managed insurance scheme FNSW has been able to and at the request of our insurers, provide risk management policy directions and support to Associations. Michelle Hanley heads up this area and works closely with Association administrators. o The fund enables us to provide member protection services and resources. o FNSW has under the self managed scheme requires greater administrative involvement in claims and all areas of insurance. o FNSW answers over 1000 calls per annum from players and parents who require assistance with claims and understanding of the policy benefits

16.  For general information, sporting injury claim forms, Accident Scheme information leaflets & Certificate of Currency forms please visit our website at www.footballnsw.com.auwww.footballnsw.com.au Thank you