1. Corporate Employee Benefits: Medical Insurance Programme
GlobalHealth Provided by Chartis Insurance
Administered by Expat Insurance Pte Ltd

2. Coverage Highlights High Annual Limits of USD 2M
Global Coverage, excluding North America
Emergency Treatment for up to 30 days in N. America
Fully Covered Outpatient Benefits
Freedom of Choice for Care
Direct Cashless Billing for Claims

3. Core Plan Details Annual Limit $2M Deductible No
$2M
Deductible No
Hospitalization & Outpatient Surgery
Room & Board (includes general nursing care)
Fully Covered
X-rays, Lab Tests, Medicine, etc.
Surgeon's Fees (includes pre & post-surgery)
Professional & Specialist Fees
Parental Accommodation (for child below Age 18)
Private Home Nursing
28 weeks/disability
Emergency Benefits
Medical Evacuation & Repatriation
ER or A&E Treatment
Dental Treatment, Accidental Damage Only
Pre- & Post-Hospitalization Benefits
Physician & Specialist Consults
Medicine, x-rays, lab tests, etc.

4. Outpatient Benefits
General Practice Physician Consultations
Fully Covered
Specialist Consultations
Physiotherapist: No Referral Required
$500
Chiropractor, Osteo, Homeopath, Podiatrist
Physiotherapist: With a Referral
Medicine & Drugs
Lab Tests, Diagnostic Procedures, X-Rays
Wellness Benefits, Health Screening & Vaccinations
Not Offered
For Cancer & Kidney Dialysis (In & Outpatient)
Dental Benefits
Routine Dental Treatment
$700
Major Restorative Work
$1,500

5. Claims Process Inpatient, Hospitalisation & Surgery
Call the 24-Hour Assistance Hotline:
or Office Hours:
Provide the following details:
Policy Number, Name of Patient, Date of Birth
Name of Hospital, Date of Admission, Attending Doctor/Surgeon

6. Claims Process Inpatient, Hospitalisation & Surgery
Logon to: expatinsurance.com.sg/nadathur
Download & Complete Medical Claim Form
Upon approval, GlobalHealth will arrange for
direct settlement with the Hospital/Provider.

7. Claims Process Outpatient Claims Two Options:
Visit a Cashless Outpatient Provider
Visit a Doctor of Your Choice

8. Claims Process Cashless Outpatient Claims
Visit a clinic on the Cashless Directory
Present your medical card at time of visit
The clinic will bill GlobalHealth directly

9. Claims Process Outpatient Reimbursement Claims
Logon to: expatinsurance.com.sg/nadathur
Download & Complete Medical Claim Form
Post Claim Form & Original Invoice/Receipts to:
GlobalHealth Asia
133 New Bridge Road, #17-03 Chinatown Point
Singapore

10. *Note: All claims must be submitted within 90 days of treatment.
Claims Process
Outpatient Reimbursement Claims
GlobalHealth will issue a cheque for reimbursement which will be posted to you.
*Note: All claims must be submitted within 90 days of treatment.
Timeline: Upon receipt of claim form and receipts by post, GlobalHealth will process within two-three weeks time.

11. Information Portal Your Personal Portal can be found at:
-Employee Benefit Handbooks
-Summary of Benefits, Policy Wording & Definitions
-Claim Forms
-Guide to Medical Insurance
-Emergency Contact Numbers

12. Questions? +65 6401 9201 info@expatinsurance.com.sg
20 Upper Circular Road
The Riverwalk, #B1-52
Singapore