1. Electronic Agent Sales Experience For agent use only. J-34667 (06/2005) © 2005 Assurant, Inc. All rights reserved.

2. Introduction What is EASE? Electronic Agent Sales Experience Online functionality through the Agent Sales Website Quote Individual Medical Submit Individual Medical Check Underwriting Status for all Assurant Health business

3. Introduction Benefits of EASE Expedite your sales process Obtain instant quotes on EASE Email quotes to your clients Submit electronically no paper Shorten underwriting cycle time View real-time pending status Respond to open requirements online

4. Introduction For Individual medical it is… Easy to quote online Most popular and competitive plans prepackaged Enter Zip Code, gender and age Easy online submission Verify eligibility Capture client information Enter billing information

5. Introduction Check Underwriting Status online View real-time application status no matter how you submitted EASE, TeleApp or paper Respond online to open requirements Check pending status anytime day or night View the status of all of the Assurant Health products you sell Individual Medical, Small Group, Short Term, Student Select

6. Agent Sales Website www.assuranthealthsales.com www.assuranthealthsales.com Agent Sales Website www.assuranthealthsales.com www.assuranthealthsales.com Agent Sales Website - EASE

7. Create Quote Benefits Create Quote For Individual Medical Instant and custom quotes online Most sought after plans Current and competitive rates No software to order or download View, print and even email proposals directly to your client

8. Create Quote – Start Quote Enter Zip Code and requested effective date

9. Create Quote – Client Information Enter basic client information click Get Quotes Obtain a quote in seconds!

10. Create Quote – Quote Options Assurant Healths most popular plans

11. Create Quote – Quote Options View a variety of deductibles

12. Create Quote – Additional Quote Options A few other choices

13. Create Quote – Quote Summary Review Quote Summary page click Next

14. Create Quote – Quote Confirmation To save, enter client name and click OK

15. Create Quote – Proposal Documents View/Print or Email from this screen

16. Create Quote – Email Email quotes directly to your client!

17. Create Quote – Other Quoting Options Customize Quote Create your own detailed quotes Upload Quote You can still quote using desktop software and submit online.

18. Customize Quote – Client Information Begin with Create Quote click Customize Quote link

19. Customize Quote – Plan Information Tailor plan from drop-down menus

20. Customize Quote – Plan Details Select values premium updates when you change benefit levels

21. Customize Quote – Quote Summary Summary screen

22. Find Saved Quote/Client – Search Return to view Saved Quotes

23. Find Saved Quote/Client – Results Quotes are stored for 90 days

24. Submit – Benefits Submission For Individual Medical What are the benefits of submitting online? You can enter all client information online The process is paperless* Submission is always complete quick, safe and secure Youll be pre-screening clients for eligibility * Some paper forms are currently mandated in CO, ID, and TX. State requirements can change. Check your state specific materials for more information.

25. Submit – Eligibility Review Verify client eligibility

26. Submit – Client Information Client information is populated from your quote

27. Submit – Prior Insurance Current insurance coverage screen

28. Submit – Billing Information The default payment option is monthly Check-O-Matic

29. Submit - Options Submit now or complete Medical Review online

30. Submit – Medical Review Pre-screens clients preparation for PHHI call

31. Submit – Medical Review Client answers each Medical Review question

32. Submit – Final Step Review and Submit Print documents from next screen

33. Submit – Confirmation Confirmation page review and print

34. Underwriting Status – Benefits Underwriting Status Individual Medical, Small Group, Short Term and Student Select Managing your new business Real-time status information Respond to Open Requirements online Check status anytime day or night Optional agent access

35. Underwriting Status – Search Enter search criteria

36. Underwriting Status – Results View pending applications no matter how the business was submitted!

37. Underwriting Status – Application Detail Open Requirements are in red

38. Underwriting Status – Open Requirements Reply only to that requirement and click Send

39. Underwriting Status – Application Detail Click to view Counter Offer

40. Underwriting Status – Counter Offer View and Reply Counter Offer

41. Underwriting Status – Application Detail Keep personal notes with the application

42. Underwriting Status – Notes Confidential notes with time/date stamp

43. User Preferences – Benefits User Preferences Underwriting status access Grant agents access to view their pending business Email notifications Alerts on important status changes Contact Information Designate who underwriting should contact for EASE application questions Secondary Users Grant access to others in your office

44. User Preferences – Menu Agent Preferences EASE User Preferences

45. User Preferences – Email Notifications Daily email alerts for significant status updates

46. User Preferences – Email Notifications New business Final action Counter Offer Incomplete application

47. User Preferences – Underwriting Status Access Grant access to all agents or specific agents

48. User Preferences – Modify Specific Agent Information Search by agent, or view entire list

49. User Preferences – Contact Information Edit contact information

50. User Preferences – Secondary Users Add Secondary Users

51. Conclusion – Benefits of EASE Expedite your sales process Obtain instant quotes on EASE Email quotes to your clients Submit electronically – no paper Shorten underwriting cycle time View real-time pending status Respond to open requirements online Try EASE online at: www.assuranthealthsales.com

52. For agent use only. J-34667 (06/2005) © 2005 Assurant, Inc. All rights reserved. Thank you visit www.assuranthealthsales.com todaywww.assuranthealthsales.com