1. Orientation

2. Five Reasons People Get Involved
They don’t like their current job and are looking for a career change & better income potential.
They love what they do… but earning extra part-time income each month would make a positive difference.
They want to get a financial education so they can learn how to win the money game.
They love helping people and making difference.
They dream of having their own business.
Can you see how most people would be interested in at least one of these areas?

3. The Cash Flow Quadrant No Control of TIME. No Control of MONEY.
Complete Control of TIME.
Complete Control of MONEY.
Employee
Has a job. Income based on position, not the person.
Business Owner
Owns a system. Has others working for him/her. Unlimited income potential via manufacturing, marketing, etc.
Self-Employed
Owns a job. Dentist, doctor, lawyer, hair stylist, real estate agent, salesperson.
Investor
Has money working for them. Enjoys complete freedom and lives the dream.
Limited Control of TIME.
Limited Control of MONEY.
Complete Control of TIME.
Complete Control of MONEY.
The Cash Flow Quadrant, CASH FLOW Technologies, used with permission. The Cash Flow Quadrant and ESBI are trademarks of CASH FLOW Technologies Inc. For information purposes only. Not for any product solicitation.

4. “After reviewing and analyzing thousands of business opportunities around the world, one company that meets all 15 of our criteria is Primerica.”

5. HIGH COST OF WAITING $100/month from 25-65 The $1,000,000
To have $1 million at age 65, would you rather save:
$1,000,000
$100/month from 25-65 25 65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

6. HIGH COST OF WAITING $335/month for 30 Years The $1,000,000
To have $1 million at age 65, would you rather save:
$1,000,000
$335/month for 30 Years 35 25 65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

7. HIGH COST OF WAITING $1,000/month for 20 Years The $1,000,000
To have $1 million at age 65, would you rather save:
$1,000,000
$1,000/month for 20 Years 45 25 35 65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

8. HIGH COST OF WAITING $4,250/month for 10 Years The $1,000,000
To have $1 million at age 65, would you rather save:
$1,000,000
$4,250/month for 10 Years 55 25 35 45 65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

9. HIGH COST OF WAITING $12,500/month for 5 Years The $1,000,000
To have $1 million at age 65, would you rather save:
$1,000,000
$12,500/month for 5 Years 60 25 35 45 55 65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

10. Time & Money for What?
To provide a better Quality of Life for those you love — Spouse, Children, Parents
Travel, Entertainment, Hobbies, Events
Toys/Luxuries (Cars, boats, big screen TV, jewelry, wardrobe)
GIVING: Charities, Churches, Missions
To enjoy the Freedom that Financial Independence offers.
— Freedom from the worries/stress of Financial Dependence
Dream Home (2nd home, Lake house, Beach house, Ski home, hunting/fishing camp)
Change your Family Tree / Create a Legacy

11. 4 Financial Opportunities
Fast Start Bonus
You can earn a potential $500 in bonuses in your
first months!
TIME COMMITMENT INCOME EXPECTATIONS
POSITION
Spare-time
4-5 Hr./wk
$500-$1000+/mo
10-20 Hr./wk
$20,000- $30,000+
Part -Time
Part & Full Time
Management
Part-time/Full-time
$40,000-$75,000+
Ownership
Vice-President
Full-Time
$100,000-$150,000+
What Position is Best for you?

12. PRI - STEPS TO QUALIFYING
ATTEND COMPANY OVERVIEW
Commitments to be approved:
Believe in the Concepts and the Company
Be an Honest and Respected Person (References)
Be Coachable (Willing to follow directions-Compliance)
Be Serious -- Part-time or Full-Time
Attend Training classes
We have the most extensive program you can find in business…
You pick you to do it...We’ll pick us to help you!

13. How Do I Qualify?
Submit your Independent Business Application (IBA) along with appointment fee of $99/w$25mo (Primerica Online(POL)
If you pass the background check and qualify you can start our training program and receive over $1500. of value in benefits & $500 in training bonuses.

14. Fees Associated With Entering The Financial Services Industry
Initial fees associated with entering financial service industry
State Background Check
Federal Bureau background check
State Certification School
Pre-licensing (PFSU)
Securities License
Life License
Typical Investment $

15. If you qualify, we fund the process for you.
Initial fees associated with entering financial service industry
State Bond Fee PRI (Paid for)
F.B.I. Check PRI (Paid up front)
State Certification School PRI ( Paid up front)
Life License PRI (Paid by reimbursement)
Securities License PRI (Books, classes, & test fees)
Our investment in you!

16. The Training and Support You Need
How Do I Get Started?
Become a Training Associate
Enter our comprehensive training program
Begin building your PRI Business
The Training and Support You Need
Pre-Licensing & Education for All Products
Local Education Centers
Continuing Education for All Products
Financial Software for Client Proposals

17. 8-5-3-1 Proven System Qualified Appointments FNA Collections
Transactions $250-$500-$1000+
New Associate x 3 =
$750 $1500 $3000+ 17

18. Building Outlets = Security + Freedom
What You Would Make
Product
District
Regional
RVP
Freedom Financial Network (Primerica Enrich) coming
Primerica DebtWatchers™
Life Insurance (avg program)
Auto & Home (avg savings $478)
Investments ($50,000)
Total
$50
$400
$84
$787
$1321
$52
$560
$93
$956
$1,661
$57
$880
$127
$1395
$2,459
Get paid to build outlets $ $
Team-10 clients/month >>>>>>>> $40, $95,760
Building Outlets = Security + Freedom

19. Distribution Builders Bonus
Career Recruits
Career Field Training Observations
Additional Bonus
Total Bonus
Licensing Activity
Maximum Time Frame 1
Receive credit for attending pre-licensing class
First full month 2
$100
Get life licensed and make first personal life sale
First four full months 3
$200
$300 4
$500
Maximize your Distribution Builders Bonus potential and earn the full $500 available!
For further details, see POL.

20. The Premier Position Regional Vice President
You Do:
1st – 8
FNA – 5
Sales – 3
Rep – 1
Personal = $5,978
Your Team: 6 Team members do
Full time: Begin building your legacy
$14,978/Month
($179,736/Year)
Management Override = $9000

21. For The Big Builder $22,800/Month $273,600/Year
Develop Vice Presidents: Keep growing your business
$22,800/Month $273,600/Year
Your Team: VP with 3 VPs

22. “THIS BUSINESS IS SIMPLE …BUT IT’S NOT ALWAYS EASY!”
How Do I Learn?
Two Main Areas:
#1- Products
(P&C-Term-Loans-M.F.’s- PPL- LTC)
#2 Management
(How to build a business- 8 Steps)
“THIS BUSINESS IS SIMPLE …BUT IT’S NOT ALWAYS EASY!”

23. Eight Step Pattern We will teach how to build a business
1- Set Some Goals 2- Make Some Commitments 3- Make a List of Names 4- How to Set Appointments 5- How to do a Winning Presentation 6- Follow Through (FNA - BUSINESS) 7- Progress Check 8-Teach the Pattern

24. Primerica: Where Dreams Come True:
It’s Decision Time
Choice 1: Begin Your Primerica Business
Achieve a part-time goal
Begin a new career
Choice 2: Do Nothing
The next five years will be the same as the last five years. Is that what you want?

25. What’s Next? Set up a time in the next 24-48 hours to:
Sit down with your Field Trainer to complete your Fast Track Planner and begin a Game Plan to Build Your Business 25