1. Are You Totally Protected?

2. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  35 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected”

3. What Is Your Greatest Risk? CANCER / ACCIDENTS WHAT ARE YOURS??  The fear of CANCER / ACCIDENTS were the two top reasons listed as to why our customers buy health insurance! WHAT ARE YOURS?? 100%  Our Total Protection Plan pays these claims 100%  64%  64% of all hospital confinements are related to; –50% Of Confinements Are Cancer  Plus Provides Income Protection On Cancer Diagnosis –14% Of Confinements Are Accidents  Plus Provides Income Protection On Accidents

4. Your Financial Risk, After The Itemized Bill!! How Would You Pay?? these Claims is $16,375.  Cancer and Accidents are very prevalent in our society, the average out of pocket cost including lost wages on these Claims is $16,375.  66% OF CANCER EXPENSES ARE NON-MEDICAL  LOST WAGES + TRAVEL + UNEXPECTED EXPENSES + NOT COVERED CHARGES  How would you pay your out of pocket cost?? –Use Your Savings –Use Your Savings? –Max Out Credit Cards, and use your savings –Max Out Credit Cards, and use your savings? –Get A Second Mortgage –Get A Second Mortgage?  70%  70% use up their savings!  40%  40% of those, also max out credit cards!  Our customers are covered 100%  Their Focus Is On Recovery. Not Finances  A Check is Better, Than A Get Well Card $50,000 PAID ON CANCER DIAGNOSIS $50,000 PAID ON CANCER DIAGNOSIS COVERS ALL FAMILY MEMBERS 1 In 2 Males 1 In 3 Females 1 In 4 Children ?? RECOVERY OR FINANCES ??

5. How Would You Want To Be Insured When … CANCER OR AACCIDENT HAPPENS Standard Protection Or Total Protection Plus $16,400 Average Out Of Pocket How Would You Want To Be Insured When … CANCER OR A ACCIDENT HAPPENS Standard Protection Or Total Protection Plus $16,400 Average Out Of Pocket MAJOR MEDICAL ONLY Total Protection Plus Major Medical Plan Exact Benefits Of The Standard Plan + Cancer 1 st Diagnosis Plan COVERS ALL FAMILY MEMBERS + 100% Accident Plan Standard Protection Unlimited Major Medical Health Plan Unlimited No Deductible Wellness Accidents Doctor Visits Tier 1 Rx FAMILY CANCER PLAN N MAJO R MEDICAL ACCIDENT COVERAGE World Class Major Medical Family Cancer First Plan 100% Accident Plan + DI World Class Major Medical Family Cancer First Plan 100% Accident Plan + DI + Life ”ONLY”

6. USABG Eagle Division Total Protection Plan ALL FOR THE PRICE OF A HEALTH ONLY PLAN  UNLIMITED LIFETIME MAJOR MEDICAL BENEFITS  GUARANTEED RENEWABLE / REDUCING DEDUCTIBLE  NO DEDUCTIBLE OUT PATIENT CARE  Office Visits + Tier 1 Rx + Wellness + Accidents  TOTAL PROTECTION PLUS / 100% COVERAGE 64% of all hospital confinements are Accidents or Cancer. These Claims Are Covered 100% With Our Total Protection Plan 64% of all hospital confinements are Accidents or Cancer. These Claims Are Covered 100% With Our Total Protection Plan  FAMILY SECURITY BENEFIT, COVERS ALL FAMILY MEMBERS $50,000 PAID ON 1 st CANCER DIAGNOSIS 100% Stand Alone Accident Plan  100% COVERAGE ON CANCER  PLUS $40,000 EXTRA CASH FOR BILLS AND UNEXPECTED EXPENSES  100% COVERAGE ON ACCIDENTS + AD&D  Death Benefit = $150,000 Each + $1,800 Disability Income For 2 Years

7. $5,000 Deductible 70/30 To $5000 $10,000 Stop Loss CUL FAMILY CANCER FIRST PLAN $50,000 ON ANY FAMILY MEMBER ASSURITY ACCI-FLEX Life $150,000 Each Accident Disability Income $1,800 Each 3 Month Wait / 2 Year Benefit TOTAL PROTECTION PLAN USA BENEFITS GROUP TOTAL PROTECTION PLAN Will Schroer Family / 45239 / 42-39-2 Kids United Health One / CUL CANCER FIRST/ASL $620 STANDARD PLAN $3,500 Deductible 80/20 To $3,000 $6,500 Stop Loss UNLIMITED BENEFITS GUARANTEED RENEWABLE NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits Unlimited Tier One Drugs 100% Coverage On Wellness 100% Coverage On Accidents $626 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card

8. $5,000 Deductible 70/30 To $5000 $10,000 Stop Loss CENTRAL UNITED LIFE FAMILY CANCER FIRST PLAN $50,000 PAID ON ANY MEMBER TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 45239 / 42-39-2 Kids United Health One / CUL CANCER 1st $570 STANDARD PLAN $3,500 Deductible 80/20 To $3,000 $6,500 Stop Loss UNLIMITED BENEFITS GUARANTEED RENEWABLE NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits Unlimited Tier One Drugs 100% Coverage On Wellness 100% Coverage On Accidents $626 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card