1. Have you ever wondered what home insurance is and why you need it ?

2. Home insurance is important if you own your home. Your home is one of the most important purchases you will ever make.

3. Home insurance covers certain events like fire and some natural disasters. Your home insurance usually covers what it would cost to rebuild your home after such a disaster.

4. Home insurance does not cover floods, earthquakes or acts of war. You can purchase flood insurance or earthquake insurance separately.

5. Home insurance can provide liability coverage.

6. If you injure someone, they are hurt on your property, or you damage someone’s property home insurance may cover legal expenses and medical bills.

7. Many mortgage companies require that you have home insurance. Looking for your own home insurance company will ensure you get the one with the lowest rates.

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