1. Welcome to Math Applications for Business Mr. Rugolo

2. What do you know about money?  Take out a piece of paper  Put your name on it  Write down 5 things you know about money  How does math relate?

3. About Math Apps For Business Class  This is a class designed to help you understand money and how it affects your lives  The more you understand money, the better you will be at saving and budgeting it  How can you reach your financial goals?  Do you have any financial goals yet?

4. What topics do we cover?  Budgeting  Banking  Saving & investing  Buy or lease  Credit & interest  Loans  Getting out of financial trouble

5. How will you learn?  Notes & discussion  Activity packets  Group activities  Online research assignments  Computer simulations

6. How will you be graded?  Point system for your grades  Each assignment/quiz/project will have a point value  # of points you earn divided by the total number of points x 100 will be your classwork grade example: you earn 400 points out of a possible 500 points (400/500 x 100= 80 classwork grade) example: you earn 400 points out of a possible 500 points (400/500 x 100= 80 classwork grade)  Participation is 15% of your overall grade

7. My #1 Rule Do Not Talk When I Am Talking!

8. What is expected of you?  Bring a notebook, calculator and something to write with every day  Be on time (3 lates = teacher detention)  Come to class ready to learn-this is a class you can actually use in real life  Don’t cut – I will catch you (zero for day)

9. Expectations, continued No phones or electronic devices-(except calculators)No phones or electronic devices-(except calculators) Be polite and raise your hand if you want to ask or answer a questionBe polite and raise your hand if you want to ask or answer a question Be prepared to work from bell to bell-no lining up at the doorBe prepared to work from bell to bell-no lining up at the door

10. Here are some cool facts based on recent surveys:  Money is the leading cause of disagreements in marriages  65% of Americans would live on a deserted island all by themselves for an entire year for $1,000,000.  92% of us would rather be rich than find the love of our lives

11. More facts…  Most people won't bend over to pick up money lying on the sidewalk unless it's at least a dollar  There is about 405 billion dollars in circulation  Only 32 million of that amount is counterfeit

12. More facts, continued  One out of every four Americans believe their best chance of getting rich is by playing the lottery  A person who drives 10 miles to buy a lottery ticket is 3 times more likely to be killed in a car accident while driving to buy the ticket than they are to win the jackpot

13. Still more… $ 20 bills are more often counterfeited than $100 bills$ 20 bills are more often counterfeited than $100 bills The most popular form of payment is the debit card (just replaced the credit card as #1)The most popular form of payment is the debit card (just replaced the credit card as #1) Money (or the lack thereof) is the biggest stress inducer in the lives of AmericansMoney (or the lack thereof) is the biggest stress inducer in the lives of Americans

14. Finally…  Thanks for taking this class  Let’s have a great year! www.practicalmoneyskills.com