1. www.arkansas529.org

2. Arkansas 529 Plan Committee Charles Robinson: Arkansas Treasurer of State Shane Broadway: Interim Director-Arkansas Department of Higher Education George Hopkins: Director-Arkansas Teacher Retirement System

6. We know the benefit of education beyond high school. The question remaining: How do you pay for it?

9. Funding an Education Comes From a Number of Sources Source: Sallie Mae – How America Pays For College

10. Percent of Students Who Must Borrow For College

15. Fund management by Vanguard Investments Plan oversight by Acensus College Savings Direct-sold plan accessible online @ www.arkansas529.org Or by calling 501-682-1406

16. Tax deferred earnings growth at the Federal and State level Federal Gift Tax Exclusion may apply for some contributions State of Arkansas offers deduction from income up to $5000 ($10,000 for married couples) for contributions into the GIFT or iShares 529 Plans

17. Enrollment is easy and minimum contribution levels low to enable saving at virtually any income level – $10 minimum for auto draft to check or savings – $5 minimum for direct deposit to your account from your paycheck – $25 minimum for lump sum deposit Enroll online through the secure application form at www.arkansas529.org or by mail www.arkansas529.org Print forms right off of the website or call 501-682-1406

22.  There’s no need to talk about it. My child just isn’t cut out for college. So, how about a few reasons NOT to save for college?  You said time makes this work and my child is older so it’s hopeless.  I can’t possibly save enough to pay for college so I may as well forget it.  I don’t need to save because my child is getting a free ride. She has a 4.0 GPA.  But this is the stock market and I don’t want to lose my money!  Why save? I didn’t go to college and I get by just fine.

23. To help lower to moderate income families save for their childrens’ education, Arkansas lawmakers passed legislation enabling the Aspiring Scholars Matching Grant program in 2007. Families making less than $30,000 a year AGI can qualify for a two-for-one match up to $500 for as many as five years placed into a GIFT Plan account Families making $30,000 to $60,000 a year AGI can qualify for a one-for-one match up to $500 for as many as five years placed into a GIFT Plan account

24. The Good News Is With Proper Planning and Foresight You Don’t Have to Break the Bank to Make College Happen

26. Dale Ellis Arkansas College Savings Program Manager Office of the Arkansas Treasurer of State 501-682-1406 dellis@artreasury.gov