1. Strategies for Teaching Personal Finance to Technical Leaders of All Ages Carmen Pedersen Elizabeth Espino Karen Alexander, Ph.D. #LetsTeachFinancialLiteracy

2. Poll  If you have a Smart Device, please go to www.socrative.com now. www.socrative.com  Select “Student Login”.  Enter room code: SGCROXWX.  Answer the questions. #LetsTeachFinancialLiteracy

3. Benefits of Financial Literacy  Cash management  Debt management  Planning for retirements  Saving plans  Credit usage #LetsTeachFinancialLiteracy

4. Benefits of Technology  Accessible to younger generation  Abundant resources  Easiness in teaching (TeachThought, 2013)  Improves student interest in content (TeachThought, 2013)  Learning becomes enjoyable (TeachThought, 2013)  Compliments child’s learning style (TeachThought, 2013) #LetsTeachFinancialLiteracy

5. Putting Them Together  Help students and low socioeconomic communities  Break poverty cycles #LetsTeachFinancialLiteracy

6. Resources that Teach Financial Literacy and Allow for Practice Ages 5-10 #LetsTeachFinancialLiteracy

7. Lesson Topics  How Money Works  Basic Savings  Spending #LetsTeachFinancialLiteracy

8. PiggyBot by BancVue, Ltd. #LetsTeachFinancialLiteracy  App: https://itunes.apple.com/us/app/piggybot/id84415 1884?mt=8 https://itunes.apple.com/us/app/piggybot/id84415 1884?mt=8  Virtual Balance  Smart Money Management  Track Allowance Spending & Saving  Three Accounts: ›Spend-It ›Share-It ›Save-It

9. PiggyBot by BancVue, Ltd. #LetsTeachFinancialLiteracy

10. Money Island by BancVue, Ltd.  App: http://www.bancvue.com/financial- literacy/moneyisland.htmlhttp://www.bancvue.com/financial- literacy/moneyisland.html  Fun into Financial Literacy  Real Life Principals of Financial Planning  Parent & Teacher Center  Curriculum Build Skills: ›Saving & Spending ›Earning & Investing ›Using Credit Wisely #LetsTeachFinancialLiteracy

11. Money Island by BancVue, Ltd. #LetsTeachFinancialLiteracy

12. Apps by Green $treet Commons #LetsTeachFinancialLiteracy  App: http://greenstreetcommons.comhttp://greenstreetcommons.com  Users › Educators, Parents, Grandparents, & Children from 5-8 years  Real Life Principals of Financial Presentation  Learn Essential Money & Math skills: ›Setting Goals ›Budgeting ›Earning Money ›Saving & Spending Decision Making ›Giving to Charity #LetsTeachFinancialLiteracy

13. Apps by Green $treet Commons #LetsTeachFinancialLiteracy

14. Resources that Teach Financial Literacy and Allow for Practice Ages 11-17 #LetsTeachFinancialLiteracy

15. Lesson Topics  Basic Financial Literacy  Budgeting  Tracking expenses  Saving  Spending  Credit #LetsTeachFinancialLiteracy

16. Financial Football HD by Practical Money Skills & Visa #LetsTeachFinancialLiteracy  App: http://www.practicalmoneyskills.com/games/trainingcamp/ff/ http://www.practicalmoneyskills.com/games/trainingcamp/ff/  Test Money Management Skills ›Answer Financial Questions that allow you to move downfield & score touchdowns.  Lessons Provided for Educators  Ages 11-18+ years old.  Key Concepts : ›Saving & Spending ›BUdgeting ›Wise use of Credit

17. Financial Football HD by Practical Money Skills #LetsTeachFinancialLiteracy

18. Texas Reality Check by: Texas Education Agency #LetsTeachFinancialLiteracy  App: http://www.texasrealitycheck.comhttp://www.texasrealitycheck.com  Selecting the right career for a person’s Spending Needs  Reality Check ›Buying “Stuff”  Future Salary  Occupation DIrect

19. Texas Reality Check by: Texas Education Agency #LetsTeachFinancialLiteracy

20. Practical Money Skills Calculators by Visa #LetsTeachFinancialLiteracy  App: http://www.practicalmoneyskills.com/calculators/http://www.practicalmoneyskills.com/calculators/  Explore Financial Information using Calculators  For all Ages  Type of Calculators: ›Auto ›Budget & Goals ›Career & Retirement ›Family & Life ›Education & College ›Many More

21. Practical Money Skills Calculators by Visa #LetsTeachFinancialLiteracy

22. Resources that Teach Financial Literacy and Allow for Practice Ages 18-25 #LetsTeachFinancialLiteracy

23. Lesson Topics  Financial Literacy  Budgeting  Tracking expenses  Saving  Spending  Debt  Credit #LetsTeachFinancialLiteracy

24. MintGrad by Mint.com  http://www.themintgrad.org/ http://www.themintgrad.org/  Assess your knowledge with financial quizzes  Calculate and pay down your debt  Learn about your spending habits and budget busters  Develop a budget and savings goal  Learn about practical investment strategies  Start a savings plan  Read a blog about finances for young adults  Socialize about money using #hashtags, e-cards, and social media #LetsTeachFinancialLiteracy

25. MintGrad by Mint.com #LetsTeachFinancialLiteracy

26. Personal Financial PlanWIZ by PF Wiz LLC  App: http://pfwiz.com/financial-planning-wiz/http://pfwiz.com/financial-planning-wiz/  Set goals  Track your income, assets, debt, and retirement savings  Performs “what if” analyses  Provides tips on wealth, cash flow, and goals  Emails results as a pdf #LetsTeachFinancialLiteracy

27. Personal Financial PlanWIZ by PF Wiz LLC #LetsTeachFinancialLiteracy

28. Bill Guard  App: https://www.billguard.com/https://www.billguard.com/  Tracks your spending  Notifies you about potential fraudulent purchases and data breaches  Alerts you about potential identity theft  Analyzes spending  Contacts card companies in the case of fraudulent purchases  Offers $1 million in identity theft protection**  Best Finance App of 2014- Google PlayStore #LetsTeachFinancialLiteracy

29. Bill Guard #LetsTeachFinancialLiteracy

30. Resources that Teach Financial Literacy and Allow for Practice Ages 25+ #LetsTeachFinancialLiteracy

31. Lesson Topics  Financial Literacy  Budgeting  Tracking expenses  Saving  Spending  Debt  Retirement  Investing #LetsTeachFinancialLiteracy

32. Mint Personal Finance by Mint.com  App or Website: https://www.mint.com/https://www.mint.com/  Develop a budget  Tracking spending  Receive bill reminders  Pay your bills  Check your credit score  Receive customized tips for money management and improving your credit #LetsTeachFinancialLiteracy

33. Mint Personal Finance by Mint.com #LetsTeachFinancialLiteracy

34. MyHome ScrAPPbook by National Association of Insurance Commissioners (NAIC)  App: http://www.insureuonline.org/insureu_games_apps.htm http://www.insureuonline.org/insureu_games_apps.htm  Take inventory of household items for insurance purposes ›Pictures ›Descriptions ›Bar Codes or Serial Numbers ›Purchase Date and Price  Includes tips #LetsTeachFinancialLiteracy

35. MyHome ScrAPPbook by National Association of Insurance Commissioners (NAIC) #LetsTeachFinancialLiteracy

36. WreckCheck by National Association of Insurance Commissioners (NAIC)  App: http://www.insureuonline.org/insureu_games_apps.htm http://www.insureuonline.org/insureu_games_apps.htm  Guides you through steps to take following a car accident  Stores information  Records current location, photos, and audio  Creates an accident report  Provides tips for filing and following up on a claim #LetsTeachFinancialLiteracy

37. WreckCheck by National Association of Insurance Commissioners (NAIC) #LetsTeachFinancialLiteracy

38. Retire Logix by Oltis Software, LLC.  App: http://www.retirelogix.com/http://www.retirelogix.com/  Interactive retirement calculator  Accounts for income (benefits, pension, annuities, assets), wants, needs, taxes, and inflation over a number of years  Provides a report of financial information and need #LetsTeachFinancialLiteracy

39. Retire Logix by Oltis Software, LLC. #LetsTeachFinancialLiteracy

40. Resources that Teach Financial Literacy and Allow for Practice Educational Tools #LetsTeachFinancialLiteracy

41. Video: https://www.youtube.com/watch?v=FagVSQlZELY&sns=e m #LetsTeachFinancialLiteracy

42. Student Instructions: Technology Application Reviews Select an educational app related to your instructional area/s to review. Share and discuss reviews via the Blackboard discussion tool by the designated date. Reviews should include: 1. Correct APA citation of the app site 2. Brief summary of the app’s functions (1-2 paragraphs) 3. Personal reaction to the app (1 paragraph) 4. Implications for your practice (1 paragraph) One page single spaced or two pages double spaced will be sufficient. Reviews will be worth 10 points each. #LetsTeachFinancialLiteracy

43. Live Binder: http://www.livebinders.com/play/play?id=1602230&backurl =/shelf/my #LetsTeachFinancialLiteracy

44. Sources TeachThought. (2013). Making The Gamification Of Financial Literacy Work. Retrieved June 26, 2015.

45. Authors Carmen Pedersen Texas Tech Doctoral Student Carmen.Pedersen@ttu.edu (706) 340-7049 Elizabeth Espino Texas Tech Master's Student Elizabeth.Espino@ttu.edu (806) 401-9609