1. Junior Achievement Investment Strategies Program LESSON 2 – Mutual Respect

2. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 2 LESSON 2 - Mutual Respect Canada’s Talent Bombardier Inc. Suncor Energy BlackBerry How did your company do this week?

3. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 3 LESSON 2 - Mutual Respect Canada’s Talent Value of 100 Shares Company 1:Company 2:Company 3: Value Week 1 Value Week 2 Value Week 3 Value Week 4

4. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 4 How long will it take to double my money at a 3% rate of return? LESSON 2 - Mutual Respect Rule of 72

5. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 5 Divide the number (72) by the rate of return (3). Therefore it will take (24) years to double the investment. LESSON 2 - Mutual Respect Rule of 72

6. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 6 LESSON 2 - Mutual Respect Stocks and Bonds

7. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 7 LESSON 2 - Mutual Respect Investment Vehicles BondsReal Estate GICsArt Penny StocksMutual Funds Blue Chip StocksRESPs ETFsRRSPs

8. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 8 Research 3 investment vehicles to learn the advantages and disadvantages of each investment. LESSON 2 - Mutual Respect Investment Vehicles

9. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 9 Before you make financial decisions, you should consider a few factors: Personal financial goals Risk vs. Return Diversification LESSON 2 - Mutual Respect Investment Vehicles

10. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 10 What are your personal financial goals? LESSON 2 - Mutual Respect Investment Vehicles

11. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 11 LESSON 2 - Mutual Respect

12. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 12 Define Diversification LESSON 2 - Mutual Respect Investment Vehicles

13. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 13 Chin has decided to buy his first car. He has $2,000 ready for a down payment but can’t seem to find the car of his dreams. Chin does not consider himself a risk taker and wants to feel secure about his investments. LESSON 2 - Mutual Respect Advise and Invest

14. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 14 Shivi’s parents want to save for an RESP for Shivi and estimate that they will need $20,000 in 10 years time. Shivi’s parents would rather risk a bit of money in hopes for a higher return, as long as they can access his money immediately. LESSON 2 - Mutual Respect Advise and Invest

15. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 15 LESSON 2 - Mutual Respect Advise and Invest Nikki’s generous aunt gave her $5,000 for her 18 th birthday. She would like to risk a bit to see how much money she can make from this gift. Nikki feels that she is young and is willing to try a few high-risk investments just for fun.

16. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 16 There are hundreds of mutual funds available in Canada. What are they? Why can they be a good way to make a return on your investment? LESSON 2 - Mutual Respect Mutual Respect

17. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 17 Balanced Bond Socially Responsible Money Market Sector LESSON 2 - Mutual Respect Mutual Respect

18. BUSINESS EDUCATION FOR YOUTH | jabc.org SLIDE 18 Research securities that you will include in a mutual fund. Do you want a socially responsible fund; bond fund, sector fund, etc.? LESSON 2 - Mutual Respect Mutual Respect