2.  Lead-in, p.73 Lista reči na Stranici predemta;  Reading: Banks and financial institutions, p.73; Lista reči na stranici predmeta odgovori: 1. commercial banks, 2. investments banks, 3. private banks, 4. hedge funds, 5. stockbrokers, 6. Islamic banks, 7. non-bank financial intermediaries;

3.  Exercise 1: rešenje: 1. deposit, 2. loan, 3. capital, 4. stocks/shares, 5. bonds, 6. merger, 7. takeover bid, 8. stockbroking, 9. portfolio, 10. reurns, 11. bankrupt, 12. deregulation, 13. conglomerate, 14. interest. Exercise 2 Charge interest; do business; give advice; issue stocks, shares; make loans; offer advice; pass laws; pay interest; provide services; raise capital; receive deposits; share profits;