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Georgia Protecting Your Vision The Small Nonprofit’s Guide to Insurance Communities in Schools Georgia Network
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Georgia Why To Keep You Doing the Work You Do To Raise Your Standards To Protect Your People To Attract Quality People & Partners To Acknowledge You’re in a Risky Business To Make Good on Your Commitment to Care
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Georgia WHY? To Keep You Doing the Work You Do
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Georgia WHY? To Raise Your Standards
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Georgia WHY? To Protect Your People
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Georgia WHY? To Attract Quality People & Partners
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Georgia WHY? To Acknowledge You’re in a Risky Business
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Georgia WHY? To Make Good on Your Commitment to Care
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Georgia WHY? To Keep You Doing the Work You Do
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Georgia What Coverages are Relevant to Small Nonprofits? To defend your people Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia What Coverages are Relevant to Small Nonprofits? To defend your people To protect your stuff To protect your people Against bad things that might happen Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia What? To defend your people General Liability Professional Liability Abuse and Molestation Liability Auto Liability Directors & Officers Liability Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia What? To protect your stuff Property Insurance – Your Buildings and Contents Crime Coverage – Your Money Data/Cyber Coverage – Your Data Auto Physical Damage – Your Vehicles Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia What? To protect your people Workers Compensation Accident Insurance Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia The Tough Part How do you actually find and purchase coverage? Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia Getting Started Where do you typically get info on a project that you know nothing about? Ask Your Professional Network Ask Google Pick the brains of people and resources you trust Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Your Plan – 3 List Method List the People List the Stuff List the Bad Things that Can Happen Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Finding the Right Company Your professional network Google: ‘Insurance for nonprofits’ Specialty program for nonprofits Create a list of potential companies Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Finding the Right Agent Your professional network Google: ‘Georgia nonprofit insurance agent’ Create a list of potential agencies Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Making Contact Call or email insurance companies Call independent agents Ask agents about nonprofit experience Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Talking to an Agent Have your lists (people, things, companies, etc.) Let them ask questions Tell them what you think you need Listen Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? What to Expect Prepare to Divulge – Applications Budget more $$$ than you expect Budget more time than you expect Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Review Options Discuss with trusted advisors Match coverages with your lists Address your people? Address your stuff? Address the bad stuff that can happen? Make a decision! Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia How? Summary: 1.Identify what (and whom) you need to cover 2.Identify insurance companies and agencies 3.Make contact 4.Give good information 5.Budget time and money 6.Review options Brett Cohrs, Hamby & Aloisio www.nonprofitinsuranceblog.com, @BrettCohrs
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Georgia Questions? Brett Cohrs Hamby & Aloisio, Inc. Contact & Connect Facebook: https://www.facebook.com/BrettCohrsInsuranceServices https://www.facebook.com/BrettCohrsInsuranceServices Twitter: @BrettCohrs LinkedIn: http://www.linkedin.com/in/brettcohrshttp://www.linkedin.com/in/brettcohrs Blog: www.nonprofitinsuranceblog.comwww.nonprofitinsuranceblog.com Web: www.socialserviceinsurance.com & www.hains.comwww.socialserviceinsurance.comwww.hains.com
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