1. Student: Le Manh Huy – 黎 孟 辉 ID: MA2N0205

2. Outline Introduction of Vietcombank Products and Services Business Model & Organizational Structure Operating Network (Geographical distribution ) Key financial figures of 2009 – 2013

3. Introduction of Vietcombank JSC Bank for Foreign Trade of Vietnam, formerly known as Bank for Foreign trade of Vietnam, was established on 01/04/1963 from the Foreign Exchange Bureau (of the State Bank of Vietnam)

4. Introduction of Vietcombank (cont.) Being the first state commercial bank chosen for pilot privatization by the Government, Joint Stock Commercial Bank for Foreign Trade of Vietnam officially came in to operation on 02/06/2008, after successfully implementing the equalization plan through IPO. Vietcombank (stock code: VCB) officially listed on the Ho Chi Minh Stock Exchange (HOSE) on 30/06/2009. During more than 50 years of development, Vietcombank has contributed significantly to the stability and growth of national economy, upholding the role of a major foreign trade bank in facilitating efficient domestic economic growth as well as influencing considerably on regional and global financial community.

5. Products and services Vietcombank currently offers the following products and services:  Account services;  Funding services (savings, deposits, bonds, debentures);  Loan services (short, medium and long term);  Guarantee services;  LC negotiation services;  International payment services;  Remittance services;  Card services;  Collection services;  Foreign exchange trading services;  Correspondent banking services;  Factoring services;  Other services as indicated in VCB’s certificate of business registration.

6. Business Model & Organizational Structure Business Model

7. Business Model & Organizational Structure Organizational Structure

8. Operating Network (Geographical distribution ) At year-end 2013, Vietcombank has 1 Head office, 1 Operation center, 79 branches and 333 transaction offices operating in 47/63 provinces all across the country. In addition, Vietcombank also boasts over 1,800 correspondent banks in more than 155 countries and territories worldwide

9. Operating Network (Geographical distribution ) Out of these, 10% are in the Northern Central region, 7.5% in the Eastern Central region, 22.5% in the Mekong Delta region (including Hanoi), 25% in the Southeastern region (including Ho Chi Minh City), 13.75% in the Coastal Southern Central region, 16.25% in the Southwestern region and 4% in the Highlands region.

10. Operating Network (Geographical distribution ) Operating Network

11. Key financial figures of 2009 – 2013