1. The transformation of Alternative Financing and its move to the mainstream Jim Fink Director of Strategic Partnerships RapidAdvance

2. Alternative Financing Where is the industry? 2 Smart Money Wall Street Traditional lenders Growth

3. What We Do RapidAdvance supports 3 acquirers, ISOs/MSPs and their small business customers by providing convenient, and frictionless financing solutions.

4. Company Highlights Founded in 2005 - headquarters Bethesda, MD Acquired in 2013 by Rockbridge Growth Equity, LLC Rapid is part of the Rock Ventures family of companies. Unique access to best practices, technology and resources BBB accredited and A+ rating National Small Business Association endorsed Heavy focus on lower middle market and small business owners 4

5. How We’re Doing 5 $700 million funded to date Financed 31,000 loans for small businesses Average customer completes 3 transactions over 1.5 years 75% of those eligible choose to renew with RapidAdvance Marketing at work for you: Over $ 2 million in 2014 invested in national advertising

6. National Broadcast Media 6 TV Radio

7. Customer Profile – By Industry 7

8. Top 10 States CA TX FL NY PA IL OH GA NJ MI NC 11.23% 9.17% 7.95% 6.79% 4.02% 3.90% 3.55% 3.26% 2.95% 2.85% 2.83% West 23% Midwest 18% South 39% Northeast 20% 8 Customer Landscape

9. Typical Customer Challenges 9 Unexpected opportunity Cash flow timing Expansion or growth Inventory build-up Customer has immediate funding needs: Timing is everything – usually need turnaround within 7 days Majority of applicants want < 100K Minimal paperwork desired Last few years have left them discouraged about getting credit Harvard Business School Report notes small business loans on bank balance sheets are down 20% since the financial crisis

10. RapidAdvance Product Overview 10 SBA Bridge Loan Meet short-term funding needs during bank and SBA approval processes Eliminate obstacles to expedite SBA approval Pay tax and other past-due obligations Lines of Credit Offers flexibility in funding amount and duration Draw funds only when needed Flexible repayment terms Up to $500,000. Decisions within 48 hours. Multiple Solutions. Flexible terms. Small Business Loan Perfect for businesses looking for a traditional loan – and need it now Short-term payback – up to 12 months Automatic daily payments and easy to renew Business Cash Advance Innovative, unsecured financing for businesses that accept credit cards Repayment from future credit card receipts No need to switch processors

11. 11 Benefits for the Agents Retain merchant’s processing account Earn substantial income upfront Cross-sell opportunity Gain advantage with additional products Acquire more customers Become a trusted advisor

12. Advantages of the RapidAdvance 12 EASY FAST RESPONSIBLE AVAILABLE Receive capital in 3 days! Higher approval rates than banks Dedicated Senior Account Executives Credit card/revenue based financing Multiple product offerings Unsecured capital

13. Please type them into the chat/questions box or reach out to us after the call. Jim Fink 240.233.4092 jfink@rapidadvance.com 13