1. Navigating International Issues THE SEARCH FOR THE STRONG CURRENT

2. International ■Coverage ■Local Issues ■Claims ■Planning for Success

3. What Do You Want to Avoid? THAT PHONE CALL….. WE HAVE A PROBLEM IN _ _ COUNTRY….

4. Coverage ■Property/Casualty ■Workers Compensation ■Auto ■Professional Liability ■Kidnap & Ransom ■Other

5. Local Coverage ■Local coverage placement ■Coverage with carrier licensed in country ■Each and Every Limit ■Decennial Liability ■Do you have a facility to go to for this coverage? ■Local regulations and rules in country ■Utilize your insurance broker and other business partners

6. PERSONNEL PROTECTION Kidnap, Ransom, Extortion Coverage Business Interruption Threat Response Expense Expatriate and Travel Security Evacuation Disappearance Expense Medical Coverage In-Country Routine/Emergency Medical Costs Travel Coverage Medical Care Evacuation

7. Countries We Have Paid Claims ■Canada ■Mexico ■Africa ■England ■European Union ■Australia ■Israel ■UAE ■Turkey ■China ■Trinidad ■Qatar ■Scotland ■Guinea ■Egypt

8. Claims - Types of Projects ■Incinerator ■Transportation Terminal ■Manufacturing ■Airport ■Office ■Healthcare ■Highway ■Apartment ■Condominium ■Petro/Chemical ■Homes ■Townhomes ■Retail ■Bridges ■Schools ■Theater ■Water/Sewer

9. Planning for Success Develop a cohesive international business plan Review available contract forms Complete full project risk assessment Address payment issues and concerns Proactively review local laws and legal representation Define the cultural Issues

10. Thank You LOOKING FORWARD TO SMOOTH SAILING