1. Insurance Consultation Services - Jordan

2. Table of Contents AppendixPage No. Our Company Background3 - 4 Our Services5 - 6 Other Insurance Services7 - 11 Our Customers12 Contact Info.13

3. We are an Insurance consultation company located in Amman; provides insurance consultation services to medium and large sized corporations, as well as institutional and individual clients across Kingdom of Jordan & Middle East region. we provide our clients with a professional insurance consultations services to ensure that our clients will get the best protection coverage to their business. We are here for our clients to deal with any queries, alterations to cover and in the unfortunate event you may have to make a claim. C ompany B ackground Our Vision: To provide top quality services in all types of insurance across the Kingdom and contribute in insurance awareness and development. Our Values: Integrity and Reliability/ Promptness, Sensitivity and Precision in responding to client needs. Our Objective: Maintaining long term relationships by satisfying our Clients insurance needs. C ompany B ackground

4. O ur S ervices. We are as a licensed insurance consultants, provide our clients with a Variety of insurance services as the following sections : 1)Accidents Insurance. 2)Medical Insurance. 3)Motor Insurance. 4)Goods in transit insurance. 5)Fire and natural hazards Insurance. 6) Other damages to properties Insurance. 7) Motors and vehicles liability Insurance. 8) Public liability Insurance. 9) Credit Insurance. 10) Different financial losses Insurance. 11) Legal Expenditures Insurance. O ur S ervices

5. Frequent questions What Kind of Insurance do we need to purchase it? What is the best coverage should be added to the insurance policy? Wrong decisions ….Potential solutions … Change strategies… We spend money on our insurance account...,but we get fewer benefits, and less satisfaction !! With the latest economic conditions “ups and downs” … insurance premiums are increasing!!! Frequent questions

6. 1. We present our advices in implementing insurance programs including coverage requirements, levels of retention, policy wording, technical assistance and advise our client which company should be approached to get best terms and conditions. 2. We can also advise on levels of information presented by prospective insurers, and assist in providing such information to ensure the best outcome for our client at the placement stage. How to serve our clients 3. We can provide solutions on both primary and excess of loss basis. 4. We can also provide Umbrella coverage that will set excess of underlying policies providing coverage. How to serve our clients

7. 1.Insurance Consultation to be signed by both parties. 2.Study all current insurance policies, present advices, recommendations & modifications regarding new coverage and/or existing insurance policy. 3.Serve you with objectivity and work for client’s insurance interests. 4.Request offers for the uncovered needs from different insurance Companies. How to implement Consultation services 5.Compare the coverage, the premium & full details of the offered policies. 6. Review the final insurance contract & give the final recommendations. 7. Follow up with you on any modifications during the contractual period. 8. Manage the Renewal process ahead in order to offer our Client the best coverage and the best premiums How to implement Consultation services

8. Other Insurance Services 1 Insurance Cost Reduction service 2 Risk Management 3 Insurance Claims Handling service 4 Online Insurance Portfolio Management System Service 5 Added Value service

9. Insurance Cost Reduction service We present solutions and programs to reduce the amount of premiums by :  Evaluate and re -draft insurance requirements and agreements.  Negotiate a favorable insurance coverage and low rates.  Determine immediate and long- term cost reduction opportunities.  The premium reduction is continuous & not for the first year of agreement, we can guarantee a stunning cost reduction, with a minimum of 20% of the existing premiums.  Comprehensive insurance coverage and competitive premiums are obtained through a strategic insurance renewal process: 1.Prepare comprehensive insurance renewal specifications. 2.Work closely with selective broker (s) and insurer(s) to obtain a wide coverage and lowest premiums. 3.Present renewal coverage and premium reports.  Implement cost reduction and insurance coverage enhancements. Insurance Cost Reduction service

10. Risk Management Our goal is to provide Innovative programs design related to insurance financial risk and set solutions which give our Clients the confidence that their risks are being effectively and comprehensively managed in the most cost-effective way. We protect client’s assets through insurance risk management by: 1.Evaluate prior, current and future operations and associated risks. 2.implement control operations to evaluate the loss. 3.Identify and assess the significant risks and exposures. 5. Evaluate the current insurance program to include: A.Coverage B.Limits C.Deductibles D.Competitive cost 6.Evaluate external services to include: A.Brokers B.Insurers C.Claims Risk Management 4. Handling internal administration and risk management functions

11. Insurance Claims follow up service 1)Assist the client to obtain insurance financial compensation physically and financially after any claim according to the insurance coverage and apply the terms of insurance contract as soon as possible and without any delay. 2)Our services include direct communication with all insurance companies on client's behalf and negotiate with them on any controversy which may arise in any event of any accident/ claim or in the event of any compensation. 3)Follow up with the insurance companies regarding the delivery and receipt of insurance claims after the accident or injury arises from the client.. 4) Follow-up the Insurance claims issuance procedures issued by insurance companies and put in clients’ hands. 5) Study and check all claims which arise and pay the insurance compensation throughout the insurance company. 6) Consultants’ obligations expire towards the client at the end of / or terminate the insurance consultation contract and by ending the insurance coverage of client’s policy Insurance Claims follow up service

12. Online Insurance Portfolio Management System Service 1.We manage client’s insurance Portfolio electronically by preparing an automated archiving system for the insurance policies, which helps the client to monitor premiums, coverage, installments; generates of any requested report with the highest confidential data base. 2.This mechanism works through a user name and a password given to the representative client to access his/her own automated file. 3.This system has the ability to send insurance policy’s details to the client via e-mail. Total paid claims Insurance Company details Expiry Date Calendared alert system Type of Coverage Total incurred claims Final Premium Online Insurance Portfolio Management System Service 4. The Automated archiving system includes the following information: -Special reports for current and previous insurance policies. -Provided, added, deleted Coverage. -Paid up and outstanding Premiums. -Total outstanding claims. -Renewal notifications. -Alert system prior the contractual expiry period. -Request for (adding, deleting, and renewing policy).

13. Added Value service We help client to create a project or a commercial idea in addition to the other services related to the insurance services provided by us & which can bring profitable benefit to the client. Why is “added value” important for your business? 1. Added value allows firms to commercialize their products successfully. 2. It can achieve and obtain competitive advantage. 3. Higher added value products are usually exclusive and less expensive. How to implement “Added value” service: We help client to materialize this idea, activate it to be marketed up to the targeted categories successfully. Added Value service

14. O ur Customers www.wassellogistics.com www.chemonics.com www.arabbanking.com.jo www.progroup.jo www.nathealth.com www.cab.jo www.dimlaj.com www.coca-cola.comwww.mcc-jordan.com www.aqua-treat.com www.lafarge.com www.cbj.gov.jo www.ayagroupjo.com www.jordanpost.com.jo www.yamamabricks.com O ur Customers

15. www.nahil.com.sa www.anl-jo.com www.mepcsa.com www.uaeexchange.com www.mehwaris.com www.rccjordan.com www.aqua-treat.com www.siyaha.org www.oc.com.sa www.leha.com.sa www.hpitgroup.com www.altajamouat.com www.zamil.com O ur Customers

16. Contact Info Al Otaibi Insurance Consultants General Manager: Mr. Abdel Kareem Al Otaibi Email: : kareem@otaibi-jo.com Office Location: Jabal Amman – 3 rd Circle. P.O.Box: 840012 Amman 11181 - Jordan Website: www.otaibi-jo.com www.otaibi-jo.com Tel 1: +962 6 464 888 4 Mob: +962 7 953 802 00 Fax: +962 6 465 002 3