1. Financial Literacy Curriculum OHIO COMMUNITY ACTION TRAINING ORGANIZATION

2. What will the curriculum provide for CAA Network as the customer?  Curriculum will be one brand for the Community Action Network  Assure quality financial education  Provide an accessible product  Make Community Action Network preferred for financial education  Will provide a standardized curriculum for customers who move county to county

3. What will the curriculum provide for CAA Network as the customer? Cont’d  Opens up other funding opportunities  Increases internal capacity of IC group  Provides a model for CAA Networks in other states to replicate  Open doors for collaborations among community providers  Aligns with the self-sufficiency standard

4. What will the curriculum provide for the CAA network customer?  Provide the opportunity to complete an individualized financial assessment  Interactive, creative learning methods  Materials that meets the customer on their level.  Introduction to the psychological aspects of money  The opportunity to obtain and understand their credit report and score.  Customer will learn about debt ratio  Monthly expenses and a realistic way to budget

5. Potential Customers  Local Department of Job and Family Services  Middle Schools  High schools  Local Financial Institutions  CAA Customers  Food Pantry Customers

6. Customer Driven  CAAs as customer Terminology (vocabulary list) Value of curriculum Follow-ups Practical ways to present information Access to additional resources Value to the agency

7. Marketing Ideas to be utilized by the CAA Network  Curriculum will align with customer education level  Provides a entire wrap around of financial literacy related services  Special tracks/units for younger customers  Utilize collaborations and partnerships

8. Marketing Ideas… Cont’d  Incorporate HEAP clientele  Statewide public awareness campaign  Branding name for use by entire network  Large sampling for baseline data  Utilize network web page for marketing

9. Value to CAA Customer  Practical tools to work towards self sufficiency  Knowledge of Banking, i.e. ATM’s, check system, savings, FDIC  How to protect yourself against identity theft  Budget Evaluation  Building Assets

10. Value to CAA Customer, cont’d  Develop a spending plan  Recognize Needs vs Wants  How to be a good consumer, i.e. contracts, consumer rights, how to use credit wisely  How to acquire and read a credit report  Teaching math and financial language

11. Value to CAA Customer, cont’d  Types of insurance that is available and provide tools to decide what type of insurance is necessary  Information on estate and retirement planning, investment, etc.  College funds for children  Smart shopping  Specific home buying information

12. Opportunity for community involvement  Banks  Social Enterprises  Businesses  WIA Programs  CAA Network Employees  Schools  Local Civic organizations (Lions Club etc)  Boy Scouts, Girl Scouts, 4-H Groups

13. Outcome Measurements  Pre- and Post- Assessments  Provides follow-up measures that can be directly related to ROMA outcomes  Aligns with National Performance Indicators

14. Certification  Trainers will be certified in a “train the trainer” type setting  Full day train the trainer class  Access to additional resources  Real time projects/activities  Customers will get a completion certificate for use with their home buying, IDA accounts, etc.

15. Expected Outcome – CAA Network Financial education is accessible and of sufficient quality to meet the needs of our communities

16. Expected Outcomes – Customer Financial education is readily accessible and is based on the individual and their skills. Further the individual customer will utilize skills learned to work towards and achieve self sufficiency.

17. Additional Information, Questions? Teresa Varian, Development Director Gallia-Meigs Community CAA Internal Consultant Ohio Association of Community Action Agencies Office 740-367-7341 ext. 22 Cell 740-416-1216 tervarian@yahoo.com