1. Prepaid Dental Plan offered by Assurant Employee Benefits

2. Prepaid Plan – Features & Benefits No deductibles No waiting periods for services No annual benefit maximums No claim forms – fixed copayment schedule for covered services Coverage for pre-existing conditions

3. Features & Benefits, cont. Choose a plan General Dentist for routine dental care Each enrolled member can select their own dentist No referral required for specialty care

4. How does the plan work? Select a General Dentist from the network listing as your primary dentist Notify Assurant of dentist selection Make your dental appointment with selected network dentist (or specialist, as necessary) Pay for covered services according to copayment schedule

5. Is the Prepaid Plan Right for Me? Do you have a favorite dentist and is it important to stay with him/her? Do you have access to dentists who participate in the network? Do you understand how the plan works?

6. Optimize plan benefits & satisfaction Confirm access to network dentists before enrolling in the plan Select a primary dentist and notify Assurant of the dentist selection Be familiar with the copayment schedule Confirm you are on your selected dentists roster prior to each appointment Schedule routine appointments early for convenient dates/times

7. Prepaid Plan information available at www.assurantemployeebenefits.com/STofTN Access plan information –Member booklet –Copayment schedule –Dentist Selection Form Search for a dentist Link to our Dental Health Center Link to our Online Advantage web site

8. Online Advantage for Members View eligibility Change facility selection Dental fee cost estimator Ask a dentist Request ID card Contact customer service