2. $200 $300 $400 Final Jeopardy $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 FFDCPACategory 4Category 5 Credit BureausCollection practices

3. Stays on your credit report for 10 years. C1 $100

4. What is Chapter 7 Bankruptcy C1? $100

5. C1 $200 The only information that can be legally removed from a credit report.

6. What is inaccurate information? C1 $200

7. The times per year you should check your credit report C1 $300

8. What is annually C1 $300

9. 3 credit bureaus C1 $400

10. What are Experian, TransUnion and Equifax.

11. These are precautions you can take to protect yourself from identity theft. The final Jeopardy answer is: C1 final

12. What is shred all documents that contain personal info, create passwords with combinations of letters and numbers, never buy anything online using public internet, and do not keep your social security card or number on you?

13. C2 $100 The best thing to have when you have debt to pay

14. C2 $100 What is a plan?

15. C2 $200 Trained telemarketers

16. C2 $200 What are Collectors?

17. C2 $300 These are the 4 walls

18. C2 $300 What are food, shelter, clothing, and transportation?

19. C2 $400 This is required by the FFCRA

20. C2 $400 What is remove all inaccuracies within 30 days of notification?

21. C2 $500 The agency that you should lodge any complaints

22. C2 $500 What is the Federal Trade Commission?

23. C3 $100 This is what FFDCPA stands for

24. C3 $100 Federal Fair Debt Collection Practices Act

25. C3 $200 The FFDCPA state that this is illegal

26. C3 $200 What is harassment?

27. C3 $300 The call times set by the FFDCPA

28. C3 $300 What are the hours of 8 a.m and 9 p.m.?

29. C3 $400 The act allows you to demand that a creditor cease calling you at this place.

30. C3 $400 What is work?

31. C3 $500 Only send this in the most extreme situations

32. C3 $500 What is a cease-and- desist letter?

33. C4 $100 The fastest growing group of bankruptcy filers.

34. C4 $100 What are young persons under the age of 25?

35. C4 $200 You need to place a fraud victim alert on your credit report after this happens.

36. C4 $200 What is Identity Theft?

37. C4 $300 Court action that allows a lender to take wages directly from a paycheck.

38. C4 $300 What is garnishment?

39. C4 $400 The percent of total debt each creditor gets when you can’t make minimum payments.

40. C4 $400 What is pro rata?

41. C4 $500 You must have debt to have this.

42. C4 $500 What is a FICO score?

43. C5 $100 You are most likely to get sued if you are behind in paying bills, if you do this. (2 answers)

44. C5 $100 What is making no contact and making no payments?

45. C5 $200 An overdue payment is called this.

46. C5 $200 What is Delinquency?

47. C5 $300 Reclaiming possession of an item because the borrower failed to make payments.

48. C5 $300 What is repossession?

49. C5 $400 Cancels out most of a person’s debt and allows creditors to get a designated share of any money that the person or debtor can afford.

50. C5 $400 What is bankruptcy?

51. C5 $500 Steps you should take if you are a victim of identity theft. (3 answers)

52. C5 $500 What is pay nothing, contact the fraud victim division of each credit bureau, and file a police report?

53. (Information used is from Dave Ramsey’s Financial Peace) This Jeopardy game was created by (Mrs. Parcel)