1. PRACTICAL HELP Money crisis START

2. Do you have any money ? Yes No

3. Do you have enough money ? Enough to last me this week Enough for today only

4. How to make your money last longer Don’t spend all your money at once Be careful on how much you spend

5. What do you do when you get money ? Do you save it up Spend all of it

6. What to do if you have no money Ask Fife Council for a Crisis Grant 0300 555 0265 Borrow money from parents, friends Don’t borrow money from strangers, money lenders

7. Good at saving? Save in a bank or building society Choose between regular savings and investments

8. Spend all of your money as soon as you get it? Admit that you spend too much and think about why you spend so much Make a guarantee to yourself, your friends, and your family that you will change Make a goal of how much you actually want to save Whenever you get your money, put it all away Spend on the items you actually need Make a log or diary of what you have spent your money on