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Published byAntony Bryan Modified over 9 years ago
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Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133
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“Prevention is better than cure” Ensures Singapore has a healthy population so that people generally see the doctors less
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Health services are generally heavily subsidised by the government Posters and the PE lessons encourage people to ◦ Learn to keep fit ◦ Have a healthy lifestyle
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Singapore has all kinds of medical facilities 7 public hospitals ◦ 5 general hospitals ◦ 1 women and children’s hospital ◦ 1 psychiatry hospital Others ◦ 6 national specialty centres ◦ 18 outpatient polyclinics ◦ Over 2000 private clinics
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In 2005, Singapore spent S$7.6 billion (3.8% of GDP) on healthcare ◦ S$1.8 billion (0.9% of GDP) on health services In 2009, Singapore spent S$3.7 billion on healthcare Reduced amount spent means that less funds are needed for the healthcare sector
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A saving scheme Introduced in 1984 Save money from CPF to MediSave accounts ◦ 6.5% - 9% Used to pay ◦ Hospital bills ◦ Several other medical treatments As age increases, money given increases
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Medisave Contribution Ceiling (MCC) is currently $34,500 For members aged 55 years and above, MediSave account overflows will be transferred to Retirement Account (RA)
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Promote individual healthcare ◦ People save independently for their healthcare Contribution based on age Includes long term medical coverage ◦ Cancer treatment
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Unable to ensure self-employed workers will top up their account Unemployed unable to contribute Low income people face trouble Excludes expensive operations
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Insurance scheme introduced in 1990 Cover up expenses that MediSave cannot Operates on ◦ Co-insurance ◦ Deductible systems Covers up to 80% of large medical bills at Class B2/C level
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Supplements MediSave Benefits the poor Encourages self reliance
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Does not cover all bills Dependent on MediSave
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Safety net when Medisave and MediShield fail Set up in April 1993 Have an initial capital of S$200 million ◦ Budget surpluses injected into it Utilises the interest income from the capital sum, which stands at S$1.66
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Helps cover bills for the extremely poor High rate of successful application ◦ Around 97%
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Not covering A/B1 wards Excludes many hospital treatments ◦ Delivery
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Run by 3 private insurers ◦ Aviva ◦ GreatEastern ◦ NTUCIncome Singaporeans and PRs with Medisave accounts are automatically covered under ElderShield at age of 40
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Premiums paid using Medisave or cash Will not increase with age 2 ElderShield schemes ◦ ElderShield300 ◦ ElderShield400 Able to claim benefits at any age once the premiums are paid
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Interim Disability Assistance Programme for the Elderly ◦ NTUC Income Covers the ones that are not eligible for ElderShield Offers $100 or $150 a month, for a maximum period of 72 months
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Unable to perform 3 of the 6 Activities of Daily Living ◦ Washing ◦ Dressing ◦ Feeding ◦ Toileting ◦ Mobility ◦ Transferring
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Aged 70 and above Per capita monthly income < $1000 Admitted to MOH-funded institutions / services Singapore citizens or Permanent Residents
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Bills for Immediate and Long Term Care (ILTC) services Will go directly to the service providers
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Medisave Maternity Package enables one to use their Medisave for medical expenses for their first four children Medical expenses of your fifth and subsequent child can be used if both both parent have a combined Medisave balance of at least $15,000 when giving birth
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Assisted Conception Procedures (ACP) May withdraw $6,000, $5,000 and $4,000 from Medisave for first, second and third treatment cycles respectively
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Assisted Reproduction Technology (ART) treatments helps barren couples ART treatments are clinical and laboratory techniques that involve the mixing of eggs and sperms outside the body to enhance fertility
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http://www.moh.gov.sg/ http://www.moh.gov.sg/ http://healthcare2.wikispaces.com/ http://healthcare2.wikispaces.com/
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