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Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133.

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Presentation on theme: "Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133."— Presentation transcript:

1 Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133

2  “Prevention is better than cure”  Ensures Singapore has a healthy population so that people generally see the doctors less

3  Health services are generally heavily subsidised by the government  Posters and the PE lessons encourage people to ◦ Learn to keep fit ◦ Have a healthy lifestyle

4  Singapore has all kinds of medical facilities  7 public hospitals ◦ 5 general hospitals ◦ 1 women and children’s hospital ◦ 1 psychiatry hospital  Others ◦ 6 national specialty centres ◦ 18 outpatient polyclinics ◦ Over 2000 private clinics

5  In 2005, Singapore spent S$7.6 billion (3.8% of GDP) on healthcare ◦ S$1.8 billion (0.9% of GDP) on health services  In 2009, Singapore spent S$3.7 billion on healthcare  Reduced amount spent means that less funds are needed for the healthcare sector

6  A saving scheme Introduced in 1984  Save money from CPF to MediSave accounts ◦ 6.5% - 9%  Used to pay ◦ Hospital bills ◦ Several other medical treatments  As age increases, money given increases

7  Medisave Contribution Ceiling (MCC) is currently $34,500  For members aged 55 years and above, MediSave account overflows will be transferred to Retirement Account (RA)

8  Promote individual healthcare ◦ People save independently for their healthcare  Contribution based on age  Includes long term medical coverage ◦ Cancer treatment

9  Unable to ensure self-employed workers will top up their account  Unemployed unable to contribute  Low income people face trouble  Excludes expensive operations

10  Insurance scheme introduced in 1990  Cover up expenses that MediSave cannot  Operates on ◦ Co-insurance ◦ Deductible systems  Covers up to 80% of large medical bills at Class B2/C level

11  Supplements MediSave  Benefits the poor  Encourages self reliance

12  Does not cover all bills  Dependent on MediSave

13  Safety net when Medisave and MediShield fail  Set up in April 1993  Have an initial capital of S$200 million ◦ Budget surpluses injected into it  Utilises the interest income from the capital sum, which stands at S$1.66

14  Helps cover bills for the extremely poor  High rate of successful application ◦ Around 97%

15  Not covering A/B1 wards  Excludes many hospital treatments ◦ Delivery

16  Run by 3 private insurers ◦ Aviva ◦ GreatEastern ◦ NTUCIncome  Singaporeans and PRs with Medisave accounts are automatically covered under ElderShield at age of 40

17  Premiums paid using Medisave or cash  Will not increase with age  2 ElderShield schemes ◦ ElderShield300 ◦ ElderShield400  Able to claim benefits at any age once the premiums are paid

18  Interim Disability Assistance Programme for the Elderly ◦ NTUC Income  Covers the ones that are not eligible for ElderShield  Offers $100 or $150 a month, for a maximum period of 72 months

19  Unable to perform 3 of the 6 Activities of Daily Living ◦ Washing ◦ Dressing ◦ Feeding ◦ Toileting ◦ Mobility ◦ Transferring

20  Aged 70 and above  Per capita monthly income < $1000  Admitted to MOH-funded institutions / services  Singapore citizens or Permanent Residents

21  Bills for Immediate and Long Term Care (ILTC) services  Will go directly to the service providers

22  Medisave Maternity Package enables one to use their Medisave for medical expenses for their first four children  Medical expenses of your fifth and subsequent child can be used if both both parent have a combined Medisave balance of at least $15,000 when giving birth

23  Assisted Conception Procedures (ACP)  May withdraw $6,000, $5,000 and $4,000 from Medisave for first, second and third treatment cycles respectively

24  Assisted Reproduction Technology (ART) treatments helps barren couples  ART treatments are clinical and laboratory techniques that involve the mixing of eggs and sperms outside the body to enhance fertility

25  http://www.moh.gov.sg/ http://www.moh.gov.sg/  http://healthcare2.wikispaces.com/ http://healthcare2.wikispaces.com/

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