1. Private Mortgage Lending How You Can Securely Earn Double-Digit Interest Rate

2. What is a Private Mortgage Loan? How Does Private Mortgage Loan Work? Benefits of a Private Mortgage Loan? How Do I Get Paid Back? 4 3 2 1

3. Mortgage loan funded by –Private Individuals –Retirement Funds Produces predictable income stream to Private Lender Mortgage Lien provides security, protection and recourse What is a Private Mortgage Loan? 1

4. Self Directed IRA 401K Plan Profit Sharing Plan Keogh Plan You Can Invest with your IRA! Income is Tax Deferred or Tax Free Use 3 rd Party Custodian (Equity Trust)

5. We Buy Ugly Houses We Borrow Money From You You Earn Double Digit Interest Text 3 Simple Plan How Does Private Mortgage Loan Work? 2

6. Savings Account How Does Bank Make Money? Certificate Of Deposit Money Market Fund You Deposit Your Money in Bank You Get Low Interest Rate

7. Home Loans How Does Bank Make Money? Personal Loans Auto Loans Loans Your Money to Others Bank Gets Higher Interest Rate

8. Rehab Costs You Are a Private Bank! Buy Ugly House Purchase Price You Make Loan to Us You Earn Double Digit Interest Rate

9. How it Works We Rehab House We Buy House You Provide Financing Documents Secure Loan We Sell House You Get Principal + Interest

10. Market Value of House Loan (70% LTV) Loan Origination Fee Interest Earned (10%) Total Income Earned $142,857$100,000$500$4,166$4,666 Proposed loan: secured by 1 st mortgage on a single-family home Interest Rate: 10% calculated on the outstanding loan balance Loan Origination Fee: Service charge by Lender for making the loan. Investor takes 150 days to fix-up and resell the house. Sample – How Private Mortgage Program Can Work For You

11. 1 st loan paid off after 5 months and you make a 2 nd loan to us. You earn another $4,666 in interest & loan origination fee on 5 month loan. 2 nd loan paid off and you make a 3 rd loan to us. You earn another $2,167 in interest & loan origination fee for the remaining 2 months. Sample – How Private Mortgage Program Can Work For You Total income earned for the year is $11,499.

12. Potential Earnings with Certificate of Deposit Certificate of Deposit Annual Interest Rate Total Interest Earned $100,0003%$3,000

13. Earning Comparison – Private Lending vs. Certificate of Deposit Private Mortgage Lending Certificate of Deposit Difference in Earning Potential $11,499$3,000 $8,499 Private Lending is superior alternative for getting a better return on your investment.

14. Higher Interest Rates Title Insurance Steady Income Stream Benefits of a Private Mortgage Loan? 3

15. Collateral Provides Safety Net Short Term Loan Less Risk Principal Is Secure Benefits of a Private Mortgage Loan? 3

16. Monthly or Quarterly Interest Paid as Required. Otherwise Total Interest Income Paid at Closing. Entire Principal due on Loan Paid at End of Mortgage Term or When House is Sold How Do I Get Paid Back? 4

17. Interest Payment Schedule Monthly Payments Lump Sum at Closing Quarterly Payments Predictable Income Stream to Private Lender

18. Does a Private Loan Sound Right For You?