1. Figure 1. Growth of HSA/HDHP Enrollment from March 2005 to January 2010 1 Source: 2010 AHIP HSA/HDHP Census

2. Table 1. HSA/HDHP Enrollment (Covered Lives) Enrollment (covered lives) March 2005 January 2006 January 2007 January 2008 January 2009 January 2010 Individual Market556,000855,0001,106,0001,502,0001,832,0002,053,000 Small-Group Market 147,000510,0001,057,0001,816,0002,429,0002,970,000 Large-Group Market 162,000679,0002,044,0002,777,0003,752,0004,986,000 Other Group*88,000247,000291,00013,000 Other**77,000878,00034,00010,000 Total1,031,0003,168,0004,532,0006,118,0008,013,00010,009,000 2 [1] The “Other Group” category includes companies that were able to provide numbers of lives covered by group policies, but could not break out these numbers by either small or large groups. [2] The “Other” category includes companies that were able to provide information on the number of lives covered by an HSA/HDHP, but were not able to provide a breakdown by market. Sources: 2005-2010 AHIP HSA/HDHP Census Reports

3. Table 2. HSA/HDHP Enrollment Levels, by Number of Responding Companies Enrollment (covered lives) March 2005 January 2006 January 2007 January 2008 January 2009 January 2010 100,000+ 2711141621 25,000+ 11152637 45 10,000+ 163539485563 5,000+ 234451626773 3 Sources: 2005-2010 AHIP HSA/HDHP Census Reports

4. Figure 2. Percentage of Lives Covered by HSA/HDHPs, by Market Type 4 Note -- Covered lives for "other" and "other group" categories are not included in these calculations. Sources: 2005-2010 AHIP HSA/HDHP Census Reports

5. 5 Figure 3. Age Distribution of People Covered by HSA/HDHPs Source: 2010 AHIP HSA/HDHP Census Individual Market

6. Table 3. Description of HSA/HDHP Policies, Individual Market – Best-Selling Product SingleFamily Average Annual Deductible*$3,365$6,366 Average Annual Out-of-Pocket Limit $3,681$7,001 Average Lifetime Maximum Benefit** $5.1 Million$5.4 Million Percentage of Policies with Unlimited Lifetime Maximum Benefit 31%34% *Policies Generally cover preventive care services before the deductible is reached. **Among plans with a lifetime maximum benefit. 6 Source: 2010 AHIP HSA/HDHP Census

7. Table 4. Individual HSA/HDHP Premiums, by Age– Best-Selling Product Age 20-29Age 30-54Age 55-64 Average Annual Premium, Single Policy $1,326$2,465$4,408 Average Annual Premium, Family Policy $3,375$5,335$7,483 7 Source: 2010 AHIP HSA/HDHP Census

8. Table 5. Description of HSA/HDHP Policies, Small-Group Market – Best-Selling Product SingleFamily Average Annual Deductible*$2,329$4,418 Average Annual Out-of-Pocket Limit $2,641$5,064 Average Lifetime Maximum Benefit** $4.8 Million$4.9 Million Percentage of Policies with Unlimited Lifetime Maximum Benefit 33%35% Average Annual Premium$3,944$10,048 *Policies Generally cover preventive care services before the deductible is reached. **Among plans with a lifetime maximum benefit. 8 Source: 2010 AHIP HSA/HDHP Census

9. Table 6. Description of HSA/HDHP Policies, Large-Group Market – Best-Selling Product SingleFamily Average Annual Deductible*$2,203$3,907 Average Annual Out-of-Pocket Limit $2,664$4,497 Average Lifetime Maximum Benefit** $4.9 Million$4.6 Million Percentage of Policies with Unlimited Lifetime Maximum Benefit 28%30% Average Annual Premium$3,691$9,767 *Policies Generally cover preventive care services before the deductible is reached. **Among plans with a lifetime maximum benefit. 9 Source: 2010 AHIP HSA/HDHP Census

10. Table 7. Total Enrollment in HSA/HDHP Plans and Estimated HSA/HDHP Enrollment as a Percentage of Total Enrollment in Private Health Insurance, by State, January 2010 StateEnrollment in HSA % of Private Health Ins. StateEnrollment in HSA % of Private Health Ins. StateEnrollment in HSA % of Private Health Ins. ALABAMA 37,3031.20% LOUISIANA 191,5167.50% OKLAHOMA 54,5022.30% ALASKA 10,2062.40% MAINE 44,4995.00% OREGON 89,9043.40% ARIZONA 185,3264.80% MARYLAND 282,8166.80% PENNSYLVANIA 233,0152.60% ARKANSAS 134,2458.20% MASSACHUSETTS 93,2311.90% RHODE ISLAND 21,8833.00% CALIFORNIA 1,017,9504.50% MICHIGAN 297,5044.20% SOUTH CAROLINA 133,8834.60% COLORADO 313,0839.20% MINNESOTA 360,9189.20% SOUTH DAKOTA 12,1622.10% CONNECTICUT 182,2537.10% MISSISSIPPI 28,2611.70% TENNESSEE 247,6716.60% DELAWARE 27,7184.40% MISSOURI 168,3904.20% TEXAS 636,6054.70% D.C. 17,1854.30% MONTANA 48,2117.40% UTAH 139,7066.50% FLORIDA 638,7175.70% NEBRASKA 100,1097.50% VERMONT 60,03513.80% GEORGIA 240,8163.90% NEVADA 36,9042.20% VIRGINIA 182,3593.30% HAWAII 1,8840.20% NEW HAMPSHIRE 45,0064.50% WASHINGTON 196,5353.40% IDAHO 45,7024.20% NEW JERSEY 194,9813.10% WEST VIRGINIA 13,7780.90% ILLINOIS 574,5536.30% NEW MEXICO 15,7221.50% WISCONSIN 269,9496.50% INDIANA 359,1448.10% NEW YORK 324,7022.60% WYOMING 15,7924.20% IOWA 139,4526.00% NORTH CAROLINA 252,5694.20% UNCATEGORIZED 389,475 KANSAS 82,0694.10% NORTH DAKOTA 16,7203.50% UNITED STATES 10,009,2304.80% KENTUCKY 150,9585.60% OHIO 651,3548.00% 10 Sources: AHIP Census January 2010. US Census Bureau Current Population Survey (CPS), Annual Social and Economic Supplement 2008.