1. Democratizing financial access ⁄abhinav

2. Retailer as a service

3. Challenge: UX ⁄Literacy ⁄Language ⁄Device ⁄Access ⁄Time and motion

4. Solution ⁄Number dialing based secure transaction interface

5. ⁄Missed call ⁄Only numbers ⁄Works on ULCH ⁄Low-cost Digitization of transaction * 543*9812345678* 999*1620 # BENEFICIARYAMOUNTAUTHENTICATION

6. Digitization of signature V2 | Paper equivalent to RSA device + PIN | Only Numbers | Low cost | Innovation PIN OkeKey *543*9812345678*999*1620# Beneficiary’s Mobile No Amount ‘Signature’ ⁄Paper equivalent to RSA device + PIN ⁄Low-cost strong 2FA solution

7. Deposit | Withdraw | P2P Money Transfer | Tatkal Deposit using Mobile

8. Over Rs. 6000 crore handled by Eko SimpliBank till date. More mobile initiated transactions handled by Eko than most other mobile banking initiatives in India! Key figures

9. Other initiatives NEFT IMPS RD/ FD Card based products

10. “Eko is an example of a supreme garage innovation! If you thought the rate of change was fast thanks to the garage innovators of Silicon Valley, wait until the garages of Delhi, Mumbai and Bangalore get fully up to speed. I sure hope we’re ready –NYT” - Tom Friedman Visited Eko – Oct 2010