1. Public Company and Insider Information from Securities and Exchange Commission (SEC) Filings

2. Who Are Insiders? An insider is a shareholder who owns more than 10 % of equity in a corporation or an officer (the top five highest paid officers) or a director of a particular corporation.

3. Key Securities and Exchange Commission (SEC) documents Proxy Statement (DEF 14A) – Contains material facts shareholders will vote on Form 3 –Initial report of holdings Form 4 –Insider filing reporting the buying and selling of stock Form 5 –Annual statement of beneficial ownership SEC website: http://www.sec.gov/

4. Stock Ownership Beneficial Owner –The individual who directly or indirectly has the power to sell the security. Directly Held Stock –Sole voting and investment power over shares, including the power to gift the shares. Indirectly Held Stock – Defined by shared voting and/or investment power. Shares owned by family members, foundations, trusts, and pension plans are examples of indirectly held shares claimed by individuals. Stock Options – The right to buy a certain number of shares of a given stock at a pre-determined price within a limited period of time.

5. Historical SEC Edgar Archives: URL: http://www.sec.gov/cgi-bin/srch-edgarhttp://www.sec.gov/cgi-bin/srch-edgar

6. Results for St. Joe Co.

7. Results for Robert Bach

8. Proxy Statement Stock Example Stock ownership section in DEF14A, The St. Joe Company proxy statement, filed on April 12, 2005

9. Footnote 16 details

10. Proxy Statement Compensation Example Compensation section in DEF14A, The St. Joe Company proxy statement, filed on April 12, 2005

11. Example of a Form 4 – Statement of changes in beneficial ownership, filed on behalf of Robert Bach on May 11, 2005 reporting Microsoft holdings URL: http://www.sec.gov/Archives/edgar/data/789019/00011 9309605000006/xslF345X02/edgar.xml http://www.sec.gov/Archives/edgar/data/789019/00011 9309605000006/xslF345X02/edgar.xml

12. Yahoo! Finance URL: http://finance.yahoo.com/http://finance.yahoo.com/ Quick, easy place to find basic stock statistics

13. More Yahoo! Finance features To look for an individual’s holdings scroll down and under ownership select insider roster and then click on the individual.

14. More Yahoo! Finance Example of Microsoft Corp. (MSFT) insider Robert Bach transactions

15. Salary Calculators and Surveys General Salary Calculators CBsalary.com - http://www.cbsalary.comhttp://www.cbsalary.com Salary.com’s Salary Wizard – http://www.salary.com/personal/layoutscripts/psnl_default.asp http://www.salary.com/personal/layoutscripts/psnl_default.asp Physician Salary Surveys Physician Salary Survey – First Year Starting Salary National Average - http://www.physicianssearch.com/physician/salary1.html http://www.physicianssearch.com/physician/salary1.html Physician Salary Survey – In Practice Three Plus Years – http://www.physicianssearch.com/physician/salary2.html http://www.physicianssearch.com/physician/salary2.html Attorneys – Associate Salaries FindLaw Career Center – Firm Salaries and Other Statistics Charts – http://www.infirmation.com/shared/insider/payscale.tcl http://www.infirmation.com/shared/insider/payscale.tcl

16. Resources Securities & Exchange Commission (Homepage): http://www.sec.gov/index.htm http://www.sec.gov/index.htm Securities & Exchange Commission Historical EDGAR Archives: http://www.sec.gov/cgi-bin/srch-edgarhttp://www.sec.gov/cgi-bin/srch-edgar To learn more about the various SEC Forms: http://www.sec.gov/info/edgar/forms/edgform.pdf http://www.sec.gov/info/edgar/forms/edgform.pdf Latest Filing Received and Processed at the SEC: http://www.sec.gov/cgi-bin/browse- edgar?action=getcurrent http://www.sec.gov/cgi-bin/browse- edgar?action=getcurrent Yahoo! Finance: http://finance.yahoo.com/?uhttp://finance.yahoo.com/?u InvestorWords.com: http://www.investorwords.com/http://www.investorwords.com/ Investopedia.com:FinancialDictionary: http://www.investopedia.com/dictionary/ http://www.investopedia.com/dictionary/