2. Who We Are

4. History

5. Incorporated in the Philippines in 1992. History

6. Incorporated in the Philippines in 1992. In 1998, we established a Foreign Outreach Servicing Operation (FOSO) History

8. Today, we’re in 16 countries throughout Europe, North America, Middle East and Asia. History

10. Mission / Vision

11. To empower our hard-working countrymen towards a future of financial freedom. Mission / Vision

12. To empower our hard-working countrymen towards a future of financial freedom. We are in the Business of sharing Hope. Mission / Vision

14. DREAMS

15. “Where there is no vision of the future, there is no power in the present.” - John C. Maxwell

16. COMMON DREAMS

17. Car

18. COMMON DREAMS Car House

19. COMMON DREAMS Car House Vacation

20. COMMON DREAMS Car House Vacation Education

21. No More Bad Debt!

22. More Free Time

23. No More Bad Debt! More Free Time Secured Retirement

24. Financial Freedom

25. How do we get to our Dreams? YOU ?? DREAMS

26. Kita-Gastos Principle YOU DREAMS

27. Kita-Gastos Principle YOU DREAMS SAVE

28. Kita-Gastos Principle YOU DREAMS SAVE

29. Kita-Gastos Principle YOU DREAMS SAVE

30. Kita-Gastos-Gastos Principle YOU DREAMS

31. Kita-Gastos-Gastos Principle YOU DREAMS LOAN

32. Kita-Gastos-Gastos Principle YOU DREAMS LOAN

33. Kita-Gastos-Gastos Principle YOU DREAMS LOAN

34. Kita-Kita-Gastos Principle YOU DREAMS

35. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN DREAMS

36. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN DREAMS IGA

37. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN IGA

38. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN IGA ANOTHER DREAM

39. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN IGA

40. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN IGA

41. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN IGA

42. Kita-Kita-Gastos Principle YOU SAVE / LOAN SAVE / LOAN IGA

43. THE SECRET TO FINANCIAL SUCCESS

44. Spend LESS than you earn,

45. THE SECRET TO FINANCIAL SUCCESS Spend LESS than you earn, and INVEST the balance on assets that generate income,

46. THE SECRET TO FINANCIAL SUCCESS Spend LESS than you earn, and INVEST the balance on assets that generate income, And then RE-INVEST that income for compounding interest

47. In Pinoy Terms...

48. Bago mo bilhin yung bagay na hindi kumikita,

49. In Pinoy Terms... Bago mo bilhin yung bagay na hindi kumikita, bilhin mo muna yung bagay na kumikita,

50. In Pinoy Terms... Bago mo bilhin yung bagay na hindi kumikita, bilhin mo muna yung bagay na kumikita, at siya ang bibili sa bagay na hindi kumikita.

51. WHICH PRINCIPLE ARE YOU USING NOW TO ACHIEVE YOUR DREAMS?

52. KITA-GASTOS

53. KITA-GASTOS-GASTOS WHICH PRINCIPLE ARE YOU USING NOW TO ACHIEVE YOUR DREAMS?

54. KITA-GASTOS KITA-GASTOS-GASTOS KITA-KITA-GASTOS WHICH PRINCIPLE ARE YOU USING NOW TO ACHIEVE YOUR DREAMS?

55. WHICH PRINCIPLE WOULD YOU NOW PICK TO ACHIEVE YOUR DREAMS?

56. KITA-GASTOS WHICH PRINCIPLE WOULD YOU NOW PICK TO ACHIEVE YOUR DREAMS?

57. KITA-GASTOS KITA-GASTOS-GASTOS WHICH PRINCIPLE WOULD YOU NOW PICK TO ACHIEVE YOUR DREAMS?

58. KITA-GASTOS KITA-GASTOS-GASTOS KITA-KITA-GASTOS WHICH PRINCIPLE WOULD YOU NOW PICK TO ACHIEVE YOUR DREAMS?

59. WHERE SHOULD WE INVEST? “It is not how much money we make, nor how much money we save, it is WHERE we INVEST that matters most” -William V. Young

60. WHY DO WE NEED TO INVEST?

61. “More important than the how is the why.

62. WHY DO WE NEED TO INVEST? “More important than the how is the why. If we know the “WHY” we can easily find the “HOW.”

63. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

64. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

65. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

66. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

67. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

68. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

69. IS YOUR FINANCIAL LIFE IN BALANCE? INCOME (KITA)EXPENSE (GASTOS)

70. Here are our Investment Choices

78. Is it a Good or Bad IGPA? What are the questions you would ask to know, if it is good or bad IGPA?

79. A Good Investment Property Must Have

80. Below Average Market Value

81. A Good Investment Property Must Have Below Average Market Value No / Low DP

82. A Good Investment Property Must Have Below Average Market Value No / Low DP Income, ROI

83. A Good Investment Property Must Have Below Average Market Value No / Low DP Income, ROI Developer

84. A Good Investment Property Must Have Below Average Market Value No / Low DP Income, ROI Developer Location

85. A Good Investment Property Must Have Below Average Market Value No / Low DP Income, ROI Developer Location Unique-Uso-Trend-Lifestyle

86. A Good Investment Property Must Have Below Average Market Value No / Low DP Income, ROI Developer Location Unique-Uso-Trend-Lifestyle Price

87. A Good Investment Property Must Have Below Average Market Value No / Low DP Income, ROI Developer Location Unique-Uso-Trend-Lifestyle Price Bonuses or Added Incentives

88. Where did we Invest?

89. Antel

97. Centro

105. The road to financial freedom is a process

106. By us working together…

107. You’re now TOTALLY DEBT-FREE

108. By us working together… You’re now TOTALLY DEBT-FREE There’s a quiet POWER in your voice and calmness in your attitude. You’re no longer struggling with life but totally ENJOYING it.

109. By us working together…

110. You’re able to SPEND MORE TIME with family, friends and ministries close to your HEART.

111. By us working together… You’re able to SPEND MORE TIME with family, friends and ministries close to your HEART. Each and every month, MONEY is being DEPOSITED in your bank account WHEREVER you may be.

113. Then it suddenly hits you…

114. You’re Financially Free and Wealthy

116. Our life today is the result of our attitudes and choices of the past.

117. The Good News Is Our life tomorrow, will be the result of the choices we make today! Our life today is the result of our attitudes and choices of the past.

119. - Maria Robinson Nobody can go back and start a new beginning, but anyone can start today and make a new ending

121. There’s No Better Time To Start… Than Now There’s No Better Time To Start… Than Now