2. 1 NOCTON International Investment Pty. Ltd. 1 NOCTON International Investment Pty. Ltd. was established in 1998. It is a full-service broker/dealer and consulting services that provides quality investment services to individuals and employers. Our focus has always been to identify the current and anticipated investment needs of our clients, and to help them successfully plan to meet these needs. In doing so we have developed a reputation for high-tech, innovative service that has made us a well-known investment firm in the local marketplace. Today NOCTON Investment financial representatives address the needs of nearly 1,500 clients who have invested in excess of $80 million in mutual funds, variable annuity assets, stocks and bonds; include employees of school districts, colleges, universities, hospitals,other non- profit organizations as well as individual investors. NOCTON is based in the city circle of Sydney, Australia. Our sort term target is to reach the national, through a network to set up branch offices. NOCTON International Investment Pty. Ltd. ABOUT US

3. 2 NOCTON International Investment Pty. Ltd. 2 The mission of NOCTON International Group is to promote economic growth by matching promising ventures to potential investors, enhancing entrepreneurs and investors on business management and financing skill, and linking emerging companies with appropriate professional business expertise. We aim at generating a superior rate of return for our investors from capital appreciation of investments. NOCTON International Investment Pty. Ltd. BUSINESS PHILOSOPHY BUSINESS PHILOSOPHY

4. 3 NOCTON International Investment Pty. Ltd. 3 Select from over 100 mutual funds, in addition to individual securities, cash management accounts and annuities. Choose from the insurance products available, including life, long-term care and pension maximization coverage. NOCTON International Investment Pty. Ltd. Clients with stand-alone accounts can:

5. 4 NOCTON International Investment Pty. Ltd. 4 NOCTON 's clients enjoy a variety of benefits, whether they have assets in Investor SOLUTIONS or in stand-alone accounts. Investor SOLUTIONS clients can: Our Products and Services Select portfolio investments more than 100 funds Consolidate their investments into one account within each program. Receive consolidated statements regarding their retirement or non- retirement assets. Can access the Investor SOLUTIONS and Retirement SOLUTIONS Website for up-to-date information about their retirement and non-retirement investments.

6. 5 NOCTON International Investment Pty. Ltd. 5 Many of our financial representatives hold advanced financial training certificates, such as CERTIFIED FINANCIAL PLANNER™ certificate, Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC). They continue to stay abreast of the rapid changes in the investment plan industry through continuing professional education. NOCTON Investment Financial Representatives use a disciplined approach that identifies each client's objectives, investing experience and risk tolerance. With the investor's profile in hand, each financial representative provides individualized investment planning services to develop strategies that seek to achieve the client's short-term and long-term goals. NOCTON International Investment Pty. Ltd. Our Products and Services

7. 6 NOCTON International Investment Pty. Ltd. 6. CORPORATE STRUCTURE President : Jim Jen General Manager : Paul Tosteven Senior VP : Peter Austin Financial Highlights Fiscal Year End : August Revenue (2004) : 80.30 M Revenue Growth (1 yr) : 20.60% Employees (2004) : 85Employees Growth (1 yr) : 15% Paul Tosteven, General Manager Paul Tosteven is the GM. He conducts the entire operation and managing the NOCTON International Investment Branch Offices and Dept. Managers.

8. 7 NOCTON International Investment Pty. Ltd. 7. Products Information for our Investors Products Information for our Investors John Olsen, Investment Financial Rep. Sydney Head Office : ( 61) 02-9283-6126 Mark Brian, Investment Financial Rep. St. Leonards Branch Office : ( 61) 02-9264-1749 Donald Andersen, Investment Financial Rep. Richmond Branch Office : ( 61 ) 02-9264-2580