Presentation is loading. Please wait.

Presentation is loading. Please wait.

Deciding Which Bills to Pay First Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.

Published byEustacia York Modified over 9 years ago

Similar presentations

Presentation on theme: "Deciding Which Bills to Pay First Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D."— Presentation transcript:

1 Deciding Which Bills to Pay First Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.

2 Income = Expenses + Credit + Savings Payments

3 Resources Deciding Which Bills to Pay First Consumer Credit Counseling Service – Compass of Carolina – 800.203.9692 – 864.467.3434 National Foundation for Credit Counseling (NFCC) www.nfcc.orgwww.nfcc.org Advantage Calculators 800-323-6809 – Credit Card Smarts http://www.extension.org/pages/PowerPay http://annualcreditreport.com

4 Advantage Calculators 800-323-6809

5

6

7

8

9

10

11

12

13

14

15

16 Keeping a Roof Overhead Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.

Download ppt "Deciding Which Bills to Pay First Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D."

Similar presentations

1. Generatated by three companies Experian Equifax TransUnion Factors How much you owe to each company Payment history for each company Credit Card Companies.

1. Generatated by three companies Experian Equifax TransUnion Factors How much you owe to each company Payment history for each company Credit Card Companies.
Bonuses/ Your Financial Readiness. 2 Terminal Learning Objective Action: Manage your Personal Finances and Understand Bonuses Conditions: Given a Leave.

Bonuses/ Your Financial Readiness. 2 Terminal Learning Objective Action: Manage your Personal Finances and Understand Bonuses Conditions: Given a Leave.
Earning Money 10.01.  What is income and what are 3 possible sources?  Income is money that you have available to you to spend  3 sources: babysitting,

Earning Money  What is income and what are 3 possible sources?  Income is money that you have available to you to spend  3 sources: babysitting,
 Borrowing from Family and Friends  Using Credit Cards for Basic Living Expenses  Using your Savings to pay Bills.

 Borrowing from Family and Friends  Using Credit Cards for Basic Living Expenses  Using your Savings to pay Bills.
Bankruptcy Test Review. True/False Bankruptcy stays on your credit report for 10 years and decreases your credit score.

Bankruptcy Test Review. True/False Bankruptcy stays on your credit report for 10 years and decreases your credit score.
Teens 2 lesson seven understanding credit presentation slides 04/09.

Teens 2 lesson seven understanding credit presentation slides 04/09.
Make an Online Payment The University of Derby allows students to pay their account online with a credit or debit card.

Make an Online Payment The University of Derby allows students to pay their account online with a credit or debit card.
Unit 12 Budgeting © iStockphotos/Thinkstock.  Income  Expenses Budget Components Fixed Flexible Discretionary ©Hemera/Thinkstock.

Unit 12 Budgeting © iStockphotos/Thinkstock.  Income  Expenses Budget Components Fixed Flexible Discretionary ©Hemera/Thinkstock.
“ Understanding Credit” Presented by: Sulie Richardson.

“ Understanding Credit” Presented by: Sulie Richardson.
Getting Out of Debt. Diagnosis the Problem Common Causes of Debt: –Emotional Spending: spending money to feel good, powerful, or to show group identity.

Getting Out of Debt. Diagnosis the Problem Common Causes of Debt: –Emotional Spending: spending money to feel good, powerful, or to show group identity.
Current Ratio Calculate the current ratio using the information above. Remember, the current ratio is Monetary Assets/Current Liabilities.

Current Ratio Calculate the current ratio using the information above. Remember, the current ratio is Monetary Assets/Current Liabilities.
Unit 3.0 - Home Ownership Learning Objectives: Understand the three requirements to buy a home How to calculate debt-to-income ratios Realize how home.

Unit Home Ownership Learning Objectives: Understand the three requirements to buy a home How to calculate debt-to-income ratios Realize how home.
CASH Expo May 15, 20091 Saving For College Jerry L. Basford, Ph.D.

CASH Expo May 15, Saving For College Jerry L. Basford, Ph.D.
Coping With the Family Stress in Challenging Economic Times Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.

Coping With the Family Stress in Challenging Economic Times Nancy M. Porter, Ph.D. Deborah J. Thomason, Ed.D.
Money 101 | finance-lectures.com1 Debt and credit cards Daniel Folkinshteyn, PhD

Money 101 | finance-lectures.com1 Debt and credit cards Daniel Folkinshteyn, PhD
1 Credit Cards Avoid the Minimum Payments Trap! 3% examples Revised April 2015.

1 Credit Cards Avoid the Minimum Payments Trap! 3% examples Revised April 2015.
CALCULATING THE COST OF TOTAL CREDIT Personal Finance.

CALCULATING THE COST OF TOTAL CREDIT Personal Finance.
Dealing the Cards of Credit Credit cards No set time to be paid back May pay in full, part, or minimum payment No finance charge if bill paid in full.

Dealing the Cards of Credit Credit cards No set time to be paid back May pay in full, part, or minimum payment No finance charge if bill paid in full.
Salary $100,000  Choose a name for your group.

Salary $100,000  Choose a name for your group.
Comparison Shopping. Shopping Shopping is what you do when you spend income (money you have earned). You can do this in a variety of ways: a. In Store.

Comparison Shopping. Shopping Shopping is what you do when you spend income (money you have earned). You can do this in a variety of ways: a. In Store.

Similar presentations

Ads by Google