1. EQUIPMENT LEASING TO FINANCE YOUR FRANCHISE NEFBN 09/20/05 By: Thomas Meehan Senior Lease Consultant, Lease One (508) 380-0353 TMeehan@LeaseAbility.com

2. Why Lease?  I am a CPA and have worked as a CFO for 20 + years. In my experience:  The most successful privately held small, medium and large business.  Always conserve their personal\company cash and leveraged their assets.

3. Can you use Leasing to Finance your Franchise If you use equipment in your franchise.  Retail store equipment, displays  Office furnishings, equipment  Restaurant or food service equipment  Computer, communications equipment  Transportation equipment  Etc…

4. Benefits of Leasing  Lease and Remember. Income Is Not Generated From Ownership of Equipment; It Is Generated By The Use of It!  Lease And Conserve Capital. Cash Remains Untouched, Leaving It Available For Other Uses or Simply In Reserve.

5. Benefits of Leasing  Lease and Secure 100% Financing. With Leasing There Is No Down Payment As Required With Conventional Financing  Lease And Get Better Terms And Lower Payments. Equipment Can Be Leased For A Considerably Longer Period of Time, Affording A Much Lower Monthly Outflow of Cash.

6. Benefits of Leasing  Lease and Save Bank Lines of Credit. Leasing Can Protect Your Credit Line Facilities So That They May Be Utilized For Other Profitable Purposes.

7. Equipment Issues  Cost  Useful life  Soft costs Installation cost Programming  Commercial Use  No Inventory / Floor Planning

8. Franchiser Services  If I Could Put a Program In Your Sales Arsenal That Would Allow Your Sales People To Sell A Payment Versus The Total Cost, Do You Think They Would Make More Sales. Offer Leasing as a Branded Service to Your Franchisees. This may help make more sales by answering the price objection. Your Staff Control the Sales Process

9. Pattern For Successful Funding  Adequate Cash Flow  Good Trends  Good Collateral  Reasonable Leverage  Time in Business

10. Lease Consulting  Bring Parties Together  Create a Structure to Meet the Funding Source Requirements  Overcome Negatives  Prepare a Professional Package  Enhance communications between parties

11. Closing  Leasing for start up or expansion of a Franchise Use Equipment Don’t Own It. Longer Term Monthly Payments Conserve Capital No Down Payment  Leasing as a Franchiser Service Make More Sales

12. Thank You For Your Time

13. Contact Information Tom Meehan Senior Lease Consultant, Lease One 254 Concord Street Holliston MA, 01746 (508) 380-0353 TMeehan@LeaseAbility.com