1. [Your Name Here] Sci 275 Professor Eramse November 02, 2008

2. Introduction Naturally occurring process. Urban area growth. Rural to urban area movement. Increased urban settlement. Search for better urban life.

3. Environmental Benefits of Urbanization Agglomeration of resources and economy. Promote environmental sustainability. Improvement of infrastructures. Modernization of industry. Increased accessibility to public transportation.

4. Impacts of Urbanization Altered weather patterns. Increased ambient temperature. Decrease in air quality. Increase in low quality water run-off. Loss of natural beauty.

5. Challenges of Urbanization Conversion of agricultural lands. Pollution Sub-standard living conditions. Strain on provision of services. Urban sprawl

6. 1996 Dubai Award Winner The Challenge Poverty Poor-self employed women Poor housing conditions. Poor sanitation system. “ A Women’s Self-help Organization for Poverty Alleviation in India."

7. Overcoming the Challenge Establishment of ‘Shri Mahila Sewa Sahakari Bank’. Loan to poor self-employed women. Reasonable credit rates. Included insurance and housing programs.

8. 1996 Dubai Award Winner “ Institutionalizing Community-Based Development - Abidjan ” The Challenge Hardships from structural adjustment. –Poverty –Unemployment –Environmental deregulation

9. “Institutionalizing Community- Based Development - Abidjan” Overcoming the challenge Establishment of neighborhood committees. Engage the energies and resources of local communities. Channeled efforts for life improvements.

10. References A woman’s self-help organization for poverty alleviation in India: SEWA India. Retrieved November 01, 2008 from http://www.unesco.org/most/asia1.htm Institutionalizing community-based development. Retrieved November 02, 2008 from http://www.unesco.org/most/africa17.htm Mumfrod, L. (1956). The natural history of urbanization. Retrieved November 02, 2008 from http://habitat.aq.upm.es/boletin/n21/almum. en.html