1. Klong Toey Klong Toey Improvement on Housing Proudly presented by: Abigail[1] Vivien[2] Stacy[12] Cheryl[22]

2. Objectives To make sure there are basic housing utilities in every household. To allow every household to own a property. To lower the death rate, infant mortality rate and raise the life expectancy of an average person in Klong Toey. Allowing lower-income households to own a property.

3. Problems faced Massive spontaneous or informal self- help housing (loosely termed as shanty housing) on the fringe of large cities is largely centered. Fringe developments dominates the area covered; the distribution of high density dwellings for low income groups is complex.

4. Problems they are facing They face threat of eviction as now the Port Authority wants to clear the area to make way for commercial development to increase tourism rate in the city. With support from the Duang Pratreep Foundation, the slum dwellers fight against the eviction due to the unaffordable rent for high rise flats.

5. Current scheme The Thai Government has launched many housing loan programmes such as: –the Government Housing mortgage loan programme for civil servants and state- owned enterprises' employees; and –the Government Savings Bank's mortgage for low-income people.

6. Current scheme There is low interest rate as well as long maturity loans, which has been highly conducive to borrowers. The programme currently finances 26.7 billion Baht (1.267 billion SGD) worth of mortgages. The success of these loan packages has influenced many commercial banks to offer comparable loans, giving the consumers more alternatives.

7. Our suggested scheme The Thai Government should: Fund the lower-income households so that they have essentials for living. Give grants to lower-income households, allowing them to own their own property. Create more jobs for the economy. Provide free/subsidised education for the people. Provide free/subsidised healthcare for the people.

8. Similarity and Difference between the current scheme and our suggested one. Similarity –T–The Thai Government is funding for the providing of essentials to their people. Difference –T–The current scheme caters to financial needs of the people whereas our suggested scheme caters to providing the people with essentials so they can have a longer life span and proper housing.

9. To whom does this benefits? –slum dwellers; –people in need of financial assistance; and –homeless people. Who does this affect?  The Thai Government SSlum dwellers  Homeless people

10. Projected timeline and possible source of funding Timeline: About 3 to 5 years Source of funding: The Thai Government and charities like the Duang Prateep Foundation.

11. How does it improve life? Lower-income households will have the essentials to live and own a property. They will also have a job, so they will not be as poor. The young of the households will have at least basic education. The life expectancy of a person in the country will increase because of the free/subsidised healthcare provided.

12. Once again, it’s done by: Abigail[1]; Vivien[2]; Stacy[12]; and Cheryl[22].