1. Page 1 Recording of this session via any media type is strictly prohibited. Page 1 10 Endorsements You Should Consider Adding to Your Standard Policy RIMS: Thought Leader Theater April 29, 2014

2. Page 2 Recording of this session via any media type is strictly prohibited. What to Expect After this session you should be able to: Recognize endorsements that can significantly expand standard liability coverage Ensure all the right people and entities are covered Know how to broaden your coverage by expanding definitions Make your obligations under the policy subject to fewer disputes Expand the scope of Additional Insured coverage

3. Page 3 Recording of this session via any media type is strictly prohibited. Kim Winter 816.460.5720 kwinter@lathropgage.com

4. Page 4 Recording of this session via any media type is strictly prohibited. Page 4 1. BROADENED NAMED INSURED ENDORSEMENT FOR CURRENT SUBSIDIARIES

5. Page 5 Recording of this session via any media type is strictly prohibited.

6. Page 6 Recording of this session via any media type is strictly prohibited.

7. Page 7 Recording of this session via any media type is strictly prohibited.

8. Page 8 Recording of this session via any media type is strictly prohibited. Page 8 2. SPECIFIC NAMED INSURED OR OMNIBUS LANGUAGE ENDORSEMENT FOR JOINT VENTURES, PARTNERSHIPS, AND LLCs

9. Page 9 Recording of this session via any media type is strictly prohibited.

10. Page 10 Recording of this session via any media type is strictly prohibited.

11. Page 11 Recording of this session via any media type is strictly prohibited.

12. Page 12 Recording of this session via any media type is strictly prohibited.

13. Page 13 Recording of this session via any media type is strictly prohibited. Page 13 3. BODILY INJURY EXTENSION ENDORSEMENT

14. Page 14 Recording of this session via any media type is strictly prohibited.

15. Page 15 Recording of this session via any media type is strictly prohibited.

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17. Page 17 Recording of this session via any media type is strictly prohibited. Page 17 4. PERSONAL INJURY EXTENSION ENDORSEMENT

18. Page 18 Recording of this session via any media type is strictly prohibited.

19. Page 19 Recording of this session via any media type is strictly prohibited.

20. Page 20 Recording of this session via any media type is strictly prohibited. Page 20 5. BROADENED NOTICE OF OCCURRENCE/OFFENSE

21. Page 21 Recording of this session via any media type is strictly prohibited.

22. Page 22 Recording of this session via any media type is strictly prohibited. Page 22 6. UNINTENTIONAL ERRORS AND OMISSIONS ENDORSEMENT

23. Page 23 Recording of this session via any media type is strictly prohibited.

24. Page 24 Recording of this session via any media type is strictly prohibited. Page 24 7. DESIGNATION OF LEGAL COUNSEL ENDORSEMENT

25. Page 25 Recording of this session via any media type is strictly prohibited.

26. Page 26 Recording of this session via any media type is strictly prohibited. Page 26 8. ADDITIONAL INSURED ENDORSEMENT – COMPLETED OPERATIONS

27. Page 27 Recording of this session via any media type is strictly prohibited.

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29. Page 29 Recording of this session via any media type is strictly prohibited. Page 29 9. ADDITIONAL INSURED ENDORSEMENT – PRIMARY AND NONCONTRIBUTORY

30. Page 30 Recording of this session via any media type is strictly prohibited.

31. Page 31 Recording of this session via any media type is strictly prohibited. Page 31 10. WAIVER OF SUBROGATION ENDORSEMENT

32. Page 32 Recording of this session via any media type is strictly prohibited.

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34. Page 34 Recording of this session via any media type is strictly prohibited. Questions Contact Information Lathrop & Gage LLP Kim Winter 816.460.5720 kwinter@lathropgage.com 2345 Grand Boulevard Suite 2200 Kansas City, Missouri 64108