1. SUMMARY OF THE HOME BUYING PROCESS Presented By Kenny Young

2. THE BUYER Set up meeting with Kenny in the office or at you're home. Set up meeting with Kenny in the office or at you're home.

3. CONSULTATION ON BUYING What are your needs? What are your needs? Evaluate credit. Evaluate credit. Helps you find out payments,costs to buy, price you can qualify for etc, Helps you find out payments,costs to buy, price you can qualify for etc, What are your biggest fears about buying a home? What are your biggest fears about buying a home? What to expect and look for when buying a home? What to expect and look for when buying a home?

4. Pre-Qualify Vs Pre-Approval Pre-Qualification determines approximately how much of a home you can afford based on your financial resources. Pre-approval is a guaranteed commitment for an exact dollar amount from a financial institution.Its like “CASH IN YOUR HAND”

5. PRE-APPROVAL Meet with the loan officer to get pre- approved for a mortgage. Meet with the loan officer to get pre- approved for a mortgage. This will consist of W2 for last 2 years and current pay stubs and bank statements. This will consist of W2 for last 2 years and current pay stubs and bank statements.

6. HOUSE HUNTING Once you are approved, we go house hunting. Once you are approved, we go house hunting. I will e-mail fax or mail you a list of properties in your price range. I will e-mail fax or mail you a list of properties in your price range. When you drive by the property you let me know which one you want to see. When you drive by the property you let me know which one you want to see.

7. FINDING YOUR DREAM HOME Once you find your dream home, we will prepare a agreement of sale to be submitted to the seller for acceptance. Once you find your dream home, we will prepare a agreement of sale to be submitted to the seller for acceptance.

8. Check List For Pre Approval Get credit report done. Get credit report done. Evaluate credit to see what needs to be done to correct any errors. Evaluate credit to see what needs to be done to correct any errors. Meet with a loan officer Meet with a loan officer Bring W-2 for last 2 year current bank statements and current Pay Stubs. Bring W-2 for last 2 year current bank statements and current Pay Stubs.

9. I hope this presentation has been helpful to you. If you like to get started on the process of home ownership or if you have any other questions contact Kenny young Of Re/max 2000 at 215-698-2035 or e-mail me at kennycy1962@comcast.net