1. Mobile Money Transfer

2. Why MMT? Opportunity to Save Safe Storage/Deposit Transaction Cost Rent Seeking Behaviour Convenience Pride and Dignity Access to financial services

3. Why MMT? NGO-AB Compliance Lower Administrative Cost Higher Efficiency Effective Risk Management Greater Accountability

4. MMT Process Registration for Mobile SIM & Account Opening Mobile Account (bKASH/DBBL) Confirmation of activated account SIM distribution Money Transfer & Cash out KYC form National ID Photo Signature Check and send to GP/BL SIM number, Fill with Phone number submit to bKASH/DBBL PIN Code Number Cash Transfer to bKAS/DBBL from GKS Agents Selection of service provider & Agreemnet

5. Selection of Service Provider Cost Structure Agent Coverage Liquidity strength of the Agents Flexibility of the service provider Other issues that can be account for Network Coverage Air-time cost

6. Keep in mind Awareness session/IEC materials Regular Communication and follow-up with MMT agents

7. Possible Risk Beneficiary identification – ID card Agents could be fraud During cash withdraw – Extra money from beneficiary

8. Cash Transfer modalities One of transfer?? Bogura-3000+2000+3000 Rest-3000+2000