1. Copyright © 2011 Accenture All Rights Reserved. Accenture, its logo, and High Performance Delivered are trademarks of Accenture. 1 January 18, 2011 The Emergence of Open Payment Fare Systems Open Payments Systems Sponsored by the ITS Professional Capacity Building Program, ITS Joint Program Office, Research and Innovative Technology Administration, U.S. Department of Transportation

2. Copyright © 2009 Accenture All Rights Reserved. 2 Discussion Items Contactless Fare Media Standard (CFMS) Open Architecture and Payment System

3. Copyright © 2009 Accenture All Rights Reserved. CFMS Overview CFMS Part 1 – Introduction and Overview Part 2 – CFM Data Format and Interfaces Part 3 – Regional Clearing System Interface Part 4 – Security Planning, Implementati on and Best Practices Part 5 – Common Certification and Testing

4. Copyright © 2009 Accenture All Rights Reserved. CFMS Future Actions CFMS Part 1Part 2Part 3Part 4Part 5 Limited Use media and other form factors Sub-system to Sub-system interoperability Account based transaction, “Open Payment” type transactions, Mobile type transactions Collaboration with combination Payment /Transit applications Security – base minimum level

5. Copyright © 2009 Accenture All Rights Reserved. Electronic Ticketing Trends are Driving the Need for Open Architecture 5 NFC-enabled cell phones 20072006 1998 2005 1997 2008 2009 Octopus (Hong Kong) Oyster (London) OV-Chipkaart (Netherlands) Pilots (New York & Utah) Operational System (Utah) 1999 PRESTO (Ontario) 2010 TLS Giesecke and Devrient with O2 Indicators of future direction TfL New York (piloted) SEPTA (in procurement) CTA (in procurement) WMATA (in procurement) Indicators of future direction ITSO/DfT APTA CFMS EU& UITP IFMS Indicators of future direction Touch & Travel (Germany) Mobile Suica (Tokyo) NFC Mobiles (Bordeaux) Contactless bank cards Multi-application cards Citi SMRT & Citi Octopus Transit application cards Breeze (MARTA) While Smart Transit Cards remain mature, flexibility is key given the uncertainty of customer preferences towards future technologies

6. Copyright © 2009 Accenture All Rights Reserved. Key Open Architecture Considerations 6 Financial Services Issuing Bank Acquiring Bank Customer (Cardholder) WMATA Monitor & Report Fare Policy Funds Transfer Cards Service Funds Authorize Transact WMATA Bank Central Systems Distributed Systems Customer Config Revenue Protection Financial Reporting Systems Calculation Readers (Gates, Buses, Parking) Network (Fixed, WiFi, Mobile) Revenue Config Transact Authorize Transact Commoditized Supply Standard Data Exchange COTS Based and Config- urable Authorize Transfer Settle Standard Data Exchange Agency

7. Copyright © 2009 Accenture All Rights Reserved. Open Architecture and Payment System Design 7  Packaged software is being used at each major subsystem  Focus on configuration  Customizations limited to interfaces  Flexibility to adapt to a variety of network and device suppliers

8. Copyright © 2009 Accenture All Rights Reserved. 8 Contact Details Brian Stein – Business Development Lead – Public Transit Accenture brian.stein@accenture.com (617) 291-7282