1. SMS Notifications SMS notifications on account status

2. Advantages of the system Accessibility of the system from any ATM Unrestricted number of free SMSs No need to change SIM card in the phone No need to apply to bank branches Receipt of notification in a real time mode Irrespective of time and location

3. Connectivity of the service to any mobile number (Azercell, Bakcell, Nar Mobile, Azerfon-Vodafone) Notification on failed transactions (in cases of unavailability of funds in the card, its expiry, etc., notifying that the transaction has failed due to any such reason). Opportunity for any financial institution to add SMS advertising to the text.

4. No charge-off from the balance of your mobile number per SMS (only monthly service fee to be charged form your card account) Possibility of receiving SMS notification on your card even if the balance of your mobile number is closed A free of charge connection to the service

5. Secure connection to the system Connection of the card to the system may be carried out only by the cardholder. The cardholder may connect any mobile phone number to the service in his card. For termination of the service in the card and change of the number in which the service is active, it is necessary to apply to bank branches.

6. Select “SERVICES” option in the main menu: The connection process

7. In “SERVICES” menu select “SMS NOTIFICATIONS” option: The connection process

8. Insert your mobile phone number: The connection system

9. Insert your number again: The connection process

10. Confirm your mobile number: The connection process

11. On connection, you will receive an SMS in your phone. If the SMS is not received, please call our Customer Support Service.

12. Progress of the system Connection of foreign mobile operators Connection of SIM cards with special applets to the system by means of ATMs