1. PRESENTED BY Bright Prospect FINANCIAL AID FINANCIAL AIDWORKSHOP

2. AGENDA  Welcome and Introductions  Paying for College  Types of Colleges  Addressing Your Questions

3. WHAT HAS YOUR SON/DAUGHTER COMPLETED?  Personal Statement, Essays  Cal State University Applications  University of California Applications  Common Application for Private Colleges IN THE FUTURE:  Financial Aid Forms: FAFSA and CSS Profile  Community College Applications  Visiting Colleges in Spring  Selecting a College by May 1 st, 2012

4. HOW AM I GOING TO PAY FOR COLLEGE? When you have the right information, the college process is MUCH EASIER!

5. 2 KEY FACTORS THAT DETERMINE A FINANCIAL AID AWARD  FAMILY INCOME  GRADES

6. Financial Aid Grants & Scholarships Work-Study Loans

7. Grants & Scholarships Becas Pell Grant (Federal) Cal Grant (State) Institutional Scholarships Harvard Mt. SAC UCLA Cal Poly Pomona Outside Scholarships Gates Millennium Rotary Club Esperanza Bright Prospect

8. Work Study Library Clerk Research Assistant Spanish Tutor Mentor to High School Students

9. Loans Préstamos Will my son/daughter be eligible for student loans? If he/she is eligible, will I have to take out student loans to pay for college? When do I repay the loan? Will the payment be high? Who is responsible for the loans, the student or the parents?

10. RETAIL VALUE $25,000 STUDENT LOAN TERMS VS. CAR LOAN TERMS

11. CALIFORNIA STATE UNIVERSITY (CSU) NORTHERN HUMBOLDT CHICO SACRAMENTOSONOMA MARITIMESAN FRANCISCO EAST BAYSTANISLAUS SAN JOSE CENTRAL MONTEREY BAYFRESNO BAKERSFIELDSAN LUIS OBISPO SOUTHERN CHANNEL ISLANDSNORTHRIDGE LOS ANGELESDOMINGUEZ HILLS LONG BEACHFULLERTON POMONA SAN BERNARDINO SAN MARCOSSAN DIEGO 23

12. PROFILEPablo GANESHA HIGH SCHOOL G.P.A. 3.0 Family Income Under $50,000 College Cal Poly Pomona COST OF ATTENDANCE (-) Tuition & Fees $6,129 Room & Board $0 Books: $1,000 Total (A): $7,129 FINANCIAL AID AWARD (+) Grants & Scholarships: $8,573 Work Study: $0 Loans $0 Total (B):$8,573 PARENT CONTRIBUTION: PARENT CONTRIBUTION: $0 $0 STUDENT CONTRIBUTION: STUDENT CONTRIBUTION: $0 x 4 years=0 COST OF ATTENDANCE — FINANCIAL AID AWARD = $1,444

13. UNIVERSITY OF CALIFORNIA (UC) NORTHERNDAVISBERKELEY SAN FRANCISCO CENTRAL SANTA CRUZ MERCEDSOUTHERN SANTA BARBARA LOS ANGELES IRVINERIVERSIDE SAN DIEGO 10

14. PROFILESANDRA POMONA HIGH SCHOOL G.P.A. 4.1 Family Income $40,000CollegeUCI COST OF ATTENDANCE (-) Tuition & Fees: $14,349 Room & Board: $6,975 Books: $1,000 Total (A): $23,324 FINANCIAL AID AWARD (+) Grants & Scholarships: $23324 Work Study: $0 Loans: $0 Total (B):$23324 PARENT CONTRIBUTION: PARENT CONTRIBUTION: $0 STUDENT CONTRIBUTION: STUDENT CONTRIBUTION: $0 x 4 years= 0 COST OF ATTENDANCE — FINANCIAL AID AWARD = 0

15. PROFILEKASSANDRA GAREY HIGH SCHOOL G.P.A. 4.3 Family Income $105,000CollegeUCLA COST OF ATTENDANCE (-) Tuition & Fees: $15,315 Room & Board: $14,454 Books: $1,000 Total (A): $30,769 FINANCIAL AID AWARD (+) Grants & Scholarships: $14,741 Work Study: $1,500 Loans: $7,300 Total (B):$23,541 PARENT CONTRIBUTION: PARENT CONTRIBUTION: $9,767 $9,767 STUDENT CONTRIBUTION: STUDENT CONTRIBUTION: $7300 x 4 years=29,200 COST OF ATTENDANCE — FINANCIAL AID AWARD = - $7,228

16. US NEWS & WORLD REPORT COLLEGE RANKINGS NATIONAL LIBERAL ARTS COLLEGES/ENDOWMENTS 1. Williams $1.5 billion 2. Amherst 3. Swarthmore 4. Middlebury 4. Wellesley 6. Pomona$1.4 7. Bowdoin 8. Carleton 9. Davidson 10. Haverford 11. Claremont McKenna 12. Vassar 13. Wesleyan 14. Smith $1.2 15. Washington & Lee 16. West Point 17. Naval Academy 18. Grinnell$1.2 19. Hamilton 20. Harvey Mudd 21. Bates 22. Colgate

17. PROFILESERGIO GANESHA HIGH SCHOOL G.P.A. 4.2 Family Income $24,000CollegePrivate COST OF ATTENDANCE (-) Tuition & Fees: $49,916 Room & Board: $13,810 Books: $1,000 Total (A): $64,726 FINANCIAL AID AWARD (+) Grants & Scholarships: $60,658 Work Study: $2,200 Loans: $0 Total (B):$62,858 PARENT CONTRIBUTION: PARENT CONTRIBUTION: $0 STUDENT CONTRIBUTION: STUDENT CONTRIBUTION: $1868 x 4 years= 7472 COST OF ATTENDANCE — FINANCIAL AID AWARD = - $1868

18. PROFILEGILBERT MONTCLAIR HIGH SCHOOL G.P.A. 4.6 Family Income $65,000CollegePrivate COST OF ATTENDANCE (-) Tuition & Fees: $49,916 Room & Board: $13,810 Books: $1,000 Total (A): $64,726 FINANCIAL AID AWARD (+) Grants & Scholarships: $54,939 Work Study: $2,200 Loans: $0 Total (B):$57,139 PARENT CONTRIBUTION: PARENT CONTRIBUTION: $4768 $4768 STUDENT CONTRIBUTION: STUDENT CONTRIBUTION: $2819 x 4 years= 11276 COST OF ATTENDANCE — FINANCIAL AID AWARD = - $7,587

19. HOW DO I APPLY FOR FINANCIAL AID? FAFSA (FREE APPLICATION FOR FEDERAL STUDENT AID) CSS PROFILE (COLLEGE SCHOLARSHIP SERVICE)

20. HOW CAN MY PARENTS HELP ME THROUGH THIS PROCESS? 1.PROVIDE SSN’S, BIRTH DATES, MARRIAGE DATES, RESIDENCY STATUS, ETC. TO STUDENTS TO COMPLETE THEIR APPLICATIONS 2.PROVIDE CURRENT HOUSEHOLD AND FAMILY INCOME INFORMATION 3.APPLICATION FEES 4.SAT FEES 5.COMPLETE TAXES FOR 2014 AS SOON AS POSSIBLE

21. SPRING 2015 Students will need additional money for: Test submission fees College Orientation Housing Deposits It’s important that students continue to keep their grades up!

22. PRESENTED BY Bright Prospect THANK YOU! THANK YOU!