1. Are You Totally Protected?

2. USA Benefits Group's Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know, Total Protection Plus is the best health plan in the nation, PERIOD!! USA Benefits Group's Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know, Total Protection Plus is the best health plan in the nation, PERIOD!!  UNLIMITED MAJOR MEDICAL + GUARANTEED RENEWABLE + A REDUCING DEDUCTIBLE  NO DEDUCTIBLE WORLD CLASS OUT PATIENT CARE  100% COVERAGE ON HOSPITAL STAYS  FAMILY SECURITY BENEFITS CUL 100% GAP PLAN + KARIS GROUP KARE 360 PLAN Anyone can sell you a traditional 80/20 health plan including me, but for about the same premium you can have “100% TOTAL PROTECTION PLAN". So I encourage you to review our plan. Anyone can sell you a traditional 80/20 health plan including me, but for about the same premium you can have “100% TOTAL PROTECTION PLAN". So I encourage you to review our plan. ARE YOU TOTALLY PROTECTED ?

3. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  34 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected” David L. Collins Executive VP David L. Collins Executive VPUSABG

4. What Is Your Greatest Risk? CANCER / HEART ATTACKS  When questioned, the fear of CANCER / HEART ATTACKS were the two top reasons listed as to why our customers buy life and health insurance!  68%  68% of all hospital confinements are related to the 4 most common critical illnesses: –Cancer –Heart Attack –Heart Surgery –Stroke  14%  14% of all hospital confinements are accidents 100%  Total Protection Plus pays all these claims 100%

5. How Would You Want To Be Insured When A… WHEN A HOSPITAL CONFINEMENT OCCURS Standard Protection Or Total Protection MAJOR MEDICAL ONLY TRADITIONAL SUPPLEMENT GAP PLAN + Negotiates Discounts On Balances Averages 50% Audits All The Bills Total Protection Plus + World Class Major Medical Plan + 100% ACCIDENT PLAN + TRADITIONAL SUPPLEMENT GAP PLAN + KARIS GROUP Negotiates Discounts On Balances Averages 50% Audits All The Bills “ FOUR PLANS ” Standard Protection Major Medical Health Insurance ”ONLY” Higher Premiums Less Coverage CUL GAP PLAN FAMILY SECURITY 100% ACCIDENT PLAN “ FOUR PLANS ” TOTAL PROTECTION PLAN “ WHAT IF ” TOTAL PROTECTION Lower Premium Better Coverage Better Coverage MAJOR MEDICAL “ ONLY ”

6. USABG Eagle Division Total Protection Plan WORLD CLASS BENEFITS ALL FOR THE PRICE OF A HEALTH ONLY PLAN USABG Eagle Division Total Protection Plan WORLD CLASS BENEFITS ALL FOR THE PRICE OF A HEALTH ONLY PLAN  NO DEDUCTIBLE WORLD CLASS OUT PATIENT CARE  UNLIMITED DOCTOR VISITS / $35 Co-Pay  UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay  UNLIMITED WELLNESS COVERED 100%  100% COVERAGE ON ACCIDENTS  100% HOSPITAL COVERAGE TOTAL PROTECTION PLAN 100% Coverage On CANCER 100% Coverage On HEART ATTACKS 100% Coverage On HEART SURGERY 100% Coverage On STROKE 100% Coverage On ACCIDENTS UNLIMITED MAJOR MEDICAL GUARANTEED RENEWABLE REDUCING DEDUCTIBLE WORLD CLASS NO DEDUCTIBLE OUT PATIENT CARE FAMILY LIFE GAP PLAN 100% COVERAGE FOR HOSPITAL STAYS KARIS PATIENT ADVOCASY

7. APPLICATION PROCESS.. GETTING STARTED ON AMERICA’S BEST HEALTH PLAN Application Checklist So that you can complete the application easily and completely, be sure you have the following information available for each person applying for coverage. Birth Date for each person Social Security Number for each person Height/weight for each person Information on current and past health insurance plans (if applicable) Medical history, such as dates of diagnosis, treatment, dates of service, and current status Prescription drug information such as:drug names, dosages, and date initially prescribed. Physician/treatment facility contact information Payment information: For credit card payments, we accept Visa and MasterCard; for automatic bank withdrawal, please have your bank account number and bank routing number

8. USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN CONTACT INFORMATION CONTACT INFORMATION David L. Collins Executive Vice President USA Benefits Group Eagle Division Email dc@usabg.net Phone866-328-6182Website www.dc-usabg.net