1. MONTHLY REPORT JULY 2012 Reporter: Ms. Tran Thy Tho

2. MONTHLY REPORT – July 2012 OrderContentSource 1Investment & Business Result Accounting, Finance & Investment 2Performance of Policy AdminPolicy Admin 3Main projects of ITIT 4 Important Notices of Management Management AGENDA

3. MONTHLY REPORT – July 2012 Finance, Accounting and Investment Division

4. 4 Investment Asset Allocation Investment Result Gov. Bonds: Ave. yield 15%; Duration 4.9y Gov. Bonds: Ave. yield 15%; Duration 4.9y USD TD: Ave. rate 1.5%; Tenor: 0.2y USD TD: Ave. rate 1.5%; Tenor: 0.2y VND TD: Ave. rate 12.7% ; Tenor: 5.3y VND TD: Ave. rate 12.7% ; Tenor: 5.3y Cash/DD: Ave. rate 1.5% Cash/DD: Ave. rate 1.5% Note: As of Jul. 17 th. Most of our investment income comes from the long term Government Bonds. Weighted average yield is around 13.5%. We achieve 10.6 billion VND Investment Income every month. Gov. Bond (66.2%) USD TD (6.6%) VND TD (26.9%) Cash (0.3%) Portfolio: VND948 billion

5. Business Result 2012

6. Total Asset Billion Charter Capital 2008200920102011Jun12 Asset, Liabilities 9661,0171,0411,0771,0961,106

7. MONTHLY REPORT – July 2012 Policy Admin Division

8. Unit 3rd4th5th6th HCM5.5%0.0%12.4%15.0% HN4.0%5.4%4.5%7.1% DN3.2%9.9%8.5%10.2% CT15.7%0.0%7.4%5.0% Dong Nai3.6%6.4%4.3%4.2% HAP50.8%20.3%0.0%7.3% GA BenTre0.0% 4.6% Not taken ratio (wkm)6.2%5.0%6.0%7.4% 4% Target 2012 Not-taken ratio in 6 th wkm +3.4%

9. Unit 6th -2012 Issue case Not-taken case Ratio (%) case Premium case values Ho Chi Minh100 817,323,0003 221,208,00015.0% Ha Noi Total163 1,086,552,00011 80,662,0007.1% Da Nang Total48 246,509,0006 19,576,00010.2% Can Tho Total82 465,308,0004 23,854,0005.0% Dong Nai Total304 1,895,993,00012 84,450,0004.2% Hai Phong Total24 107,517,0002 6,700,0007.3% Total GA BenTre13 35,604,0001566,0004.6% GRAND TOTAL734 4,654,806,00039 437,016,0007.4% Not-taken ratio in 6 th wkm

10. INCOMPLETE STATISTIC TABLE 06 TH WORKING MONTH 2012 AreaCS CodeCS full name Non-UW factor Received case Non UW % PO/LA innformatio n, TIA releated Lack of answer the questions Related to Agent, Client's signature Agent's Report Related to ID card Total CAN100206335Nguyễn Kim K Nga12 32611.5% CAN100265254Đào T. Kim Tuyết1 1166.3% CAN100265263Huỳnh T. Tú Trinh1 1432.3% CAN THO 320005855.9% DNG100030724Vũ T. Kim Hoa 0 #DIV/0! DNG100174301Trương T Quỳnh Đoan21 25559.1% DANANG 210025559.1% DNA1100101157Nguyễn Thị Diễm 030.0% DNAI100128372Phạm T. Minh Nguyệt 0750.0% DNAI100188421Lê T Tuyết Mai 0680.0% DNAI100188430Nguyễn Thị Yến Linh 1 1901.1% DNAI100362776Đào Thủy Tiên 0760.0% DONG NAI 0010013120.3% HAN100003361Trần Đỗ Quyên 010.0% HAN100130078Chu Ngân Thủy 0 #DIV/0! HAN100151433Nguyễn T Thúy Hà 0140.0% HAN100227316Vũ Minh Hậu12 364413.6% HAN100313264Lê Điệp Thu Hiền 2 46916.6% HANBlank 0 #DIV/0! HAN100392327 11 2229.1% HA NOI 15107141728.1% HAP100131922Tăng Kim Ngân2 2825.0% HAP100141893Nguyễn Thúy Ngọc1 1 21216.7% HAP100304032Đỗ Thị Hằng1 1425.0% HAI PHONG 4010052420.8% HCM100026613Nguyễn T. Tiến Nam1 1137.7% HCM100149675Nguyễn T Kiều Thanh 090.0% HCM100315446Lưu Thị Tú Trinh 2 2434.7% HCM100391973Trần Thơ Thanh13 154610.9% HCM100387291Mai Ngọc Sương 0160.0% HO CHI MINH 2500181276.3% Grand Total 12133010387754.9%

11. Working month 13th-201101st-20122nd-20123rd-20124th-2012 5th-2012 6th-2012 Non UW3.9%4.3%4.7%4.4%6.2%4.9%

12. PREMIUM COLLECTION EFF. ON THAT MONTH – JUN 2012 Unit ReceivableActual New case eff. Old case eff. Compr ehensi ve eff. New caseOld caseNew caseOld case Case Prem.(M) Case Prem.(M) Case Prem.(M) Case Prem.(M) Staff 8339415310.6521157.1565.357.1 HC M 4923,4578722,1091046655011,09720.254.738.0 HN 1,65513,1458482,085904893648834.642.613.6 DN 10948721550424899018520.139.331.4 CAN 2411,583233422251031162008.548.622.4 DNA 5452,960194482824149224314.548.921.3 HAP 3942,6728010251219497710.668.415.9 Tota l 3,44424,3372,5365,8573771,9801,2642,8009.548.821.6 Jun, 2012 Premium collection eff. on that month is 21.6%, compare last month is lower 3.9%. Among HCM eff. 57.1% is highest, HN eff. 13.6% is lowest.

13. Copyright © Wondershare Software MONTHLY REPORT July 2012 IT Division

14. Copyright © Wondershare Software HR MIS query function-1 Support BOD and HR can use multi condition to query the person who meet the condition. Also support download function and let HR Dept. can easy to do analysis.

15. Copyright © Wondershare Software HR MIS query function-2 Provide 10 query condition to use.

16. Copyright © Wondershare Software HR MIS query function-3 Result-who satisfies the conditions and can download it.

17. Copyright © Wondershare Software Support Premium Dept. to create 20 reports. Help them reduce the manual work and increase the efficiency. Save one man power of Premium Dept. Premium Report-1

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19. Copyright © Wondershare Software IPAD applicable compatibility-1 Now, our new business system can support agent to use IPAD to input the sales illustration. Let agent can sales product more convenient.

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23. MONTHLY REPORT - July 2012 Management Division

24. CHANGES IN THE MEMBER COUNCIL AND THE CONTROLER OF OUR COMPANY On 12 July 2012, our member council has hold a meeting of the Member Council to approve the changes and assigned relevant depts. arranging documents to submit to MOF. Please see detail:

25. I. CHANGING OF THE LEGAL REPRESENTATIVE Before changing: Mr. Liao Chih Chiang After changing: Mr. Lee Hsun Yu – General Director will be the Legal Representative after getting the approval from MoF. II. APPOINTING NEW CONTROLLER OF THE COMPANY Mr. Wu Chun Hung

26. III. CHANGING OF THE MEMBERS OF THE MEMBER COUNCIL Before changing: 1. Mr. Liao Chih Chiang 2. Mr. Lin Jin Shu 3. Mr. Lai Chi Min After changing: 1. Mr. Liao Chih Chiang 2. Mr. Tsai Han Chang 3. Mr. Lee Hsun Yu PS. Mr. Tsai Han Chang will be new Vice Chairman to replace for Mr. Lin Jin Shu

27. ADJUSTMENT OF LOMA POLICY Old policyNew policy Participants  All employees are encouraged to take LOMA examination. Participants  All employees are encouraged to take LOMA examination.  For employees with level from Senior Specialist above, trainer and BDO, achieving LOMA 280 and 290 is one of criteria to be considered for the promotion.  For those department managers who have not achieved LOMA 280 and 290, the deadline for LOMA 280 and 290 is June 2013. Without achieving these 2 courses will affect the salary increase as well as promotion.

28. ADJUSTMENT OF LOMA POLICY Old policyNew policy Fee deposit  30% of enrollment fee Fee deposit  Employee seniority under 01 year: Deposit 30% of enrollment fee  Employee seniority from 01 year above: No fee deposit

29. ADJUSTMENT OF LOMA POLICY Old policyNew policy Examination fee reimbursement In case of failure: 100% of enrollment fee Examination fee reimbursement In case of failure:  For first time failure of each course: If the score from 50 to 70: No enrollment fee deduction. If the score under 50: 100% enrollment fee will be deducted.  For the second failure of each course: 100% of enrollment fee will be deducted.  Employee who cancels the examination: 100% of enrollment fee will be deducted.

30. ADJUSTMENT OF LOMA POLICY Old policyNew policy Award  Bonus: VND300,000/credit  Full course of program: Certificate with 10 credits (FLMI Course) = VND300,000 for consecutive 12 months. Award  Bonus: VND300,000/course  02 courses (Loma 280 and Loma 290): VND500,000 per 3 months in 01 year ~ total award: VND2,000,000  5 courses: VND300,000 per 3 months in 01 year ~ total award: VND1,200,000  Full FLMI program (FLMI diploma): VND300,000 in 12 successive months ~ total award: VND3,600,000  The above award can be adjusted based on the business requirement of our company

31. ADJUSTMENT OF LOMA POLICY Old policyNew policy Compulsory service time: 6 months  Deposit will be refunded after 6 months  If a staff member tenders his/her resignation during 6 months after the examination is administered: All enrollment and award will be deducted in full amount. Compulsory service time: 9 months  Deposit (if any) will be refunded after 9 months  If a staff member tenders his/her resignation during 9 months after the examination is administered: All enrollment fee and award will be deducted in full amount.

32. Using internal lines to call to other buildings  Communicating with other buildings via phone, please use the internal lines.  However, calling to Ladeco, HaiPhong, DongKhoi, NguyenAiQuoc, HaPhan and HungLoi or from there calling to other buildings, please use saving code 178 (Viettel).  Every month, IT Div. will help GA Dept. extract report of employees’ call records.  For any cases that not follow this instruction without proper reasons will be informed to Dept.Manager/Div.Director to remind for the first time. From the second time onwards, your violation will be recorded for year-end performance appraisal.

33.  How to use internal lines :  Example 1:  Calling to N’orch from The World Center, dial 681 + Extension number  Calling to Cathay Non-Life from TWC, dial 6221895 + Extension number Using internal lines to call to other buildings

34.  Use saving code “178” to call to/from HaiPhong, Nguyen Ai Quoc, Dong Khoi & Hung Loi: 178 + Country code (if any) + Province code + Phone number  Example 2:  Calling to NguyenAiQuoc from BuiThiXuan, dial 178-061-6293558  Calling to HaiPhong from HungLoi, dial 178-031-6255160  Download List of Extension & Internal lines: as below link  B2E /Hanh chanh nhan su/Danh muc dien thoai/Tai danh muc dien thoai/ Using internal lines to call to other buildings