1. Welcome! ADR 550 For Financial Professional use only. Not for use with the general public.

2. ADR 550 For Financial Professional use only. Not for use by the general public. 800.362.1097

3. Why Lake Panorama? ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

4. ADR 550 For Financial Professional use only. Not for use with the general public. Is it for the golf? 800.362.1097 Tournament: August 15 th – 18 th, 2013 Pro-Am: August 15 th

5. Is it for the winter? ADR 550 For Financial professional use only. www.BILTD.comwww.BILTD.com | 800.362.1097

6. Roger McCarty is born on the farm in Guthrie County, Iowa www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

7. www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

8. Roger McCarty moves from the farm to Denver, Colorado and joins State Farm Mutual ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

9. Roger McCarty joins First Far West (C+ Carrier). He is the Leading Agent, Leading Agency and has an exclusive… ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

10. Overrides ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

11. Roger McCarty with Don McCarty ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

12. Bill McCarty leaves the farm to join Roger McCarty in the insurance business. Bill started with Far West American (A Rated) in Iowa. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

13. Roger McCarty begins establishing relationships with industry leaders. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

14. Kelly McCarty joins the business and trains in Iowa. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

15. Allianz, LifeUSA Acquisition ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

16. We grew the business in Iowa because of its PEOPLE. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

17. From one building on Main Street ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

18. To five buildings on Main Street ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

19. Roger McCarty continues to establish relationships with industry leaders. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

20. To one building on Main Street ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

21. Innovative multi-bucket proprietary product is created with AmerUs Life Insurance Company ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

22. www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

23. Ground breaking for a new 6000 sq. ft. training facility conveniently located next to our corporate headquarters. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

24. Aviva, Amerus aquisition ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

25. www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

26. The Brokers International, Ltd. brand was reborn. Experience the New World of Insurance Marketing ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

27. ADR 550 For Financial Professional use only. Not for use with the general public. New product created with Mutual of Omaha www.BILTD.comwww.BILTD.com | 800.362.1097

28. OnTrak™ software is provided by Cravens and Associates, LLC. - 2909 Rd 64 - Pasco, WA 99301 For financial professional use only. www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

29. www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

30. www.BILTD.comwww.BILTD.com | 800.362.1097 ADR 550 For Financial Professional use only. Not for use with the general public.

31. The Campus ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097

32. ADR 550 For Financial Professional use only. Not for use with the general public. www.BILTD.comwww.BILTD.com | 800.362.1097