1. On-Line, Priceline Style Rx Auction House HR Specialty Products & Services Catalogue Executive Summary A No Frills Distillation of Vendor’s Marketing Collateral Thomas A Ference President & CEO Human Resources Mining & Distribution Co Locating, Validating and Accelerating HR Innovation Office: 219-662-0201 Cell: 630-240-2583 Fax: 219-661-0236 e-mail: tference@hrmdco.comtference@hrmdco.com Website: www.hrmdco.comwww.hrmdco.com

2. On-Line, Priceline Style Rx Auction House -On-line competitive marketplace for Rx where pharmaceutical manufacturers first compete with choice of product -Pharmacies then compete by bidding prices down and offering services to obtain patient’s business -Middle man gets eliminated -Site shows original script cost vs. outcome-matched therapeutic alternatives with full-price transparency -Can be mail order, pick up or special delivery. -Can be coordinated with PBM, implemented as a stand alone consumerism tool or voluntary EB for part time employees -Milliman study showed 9.5 % savings overall even if no bidding -Recent comparison to large PBM-42% savings on generics, 51% savings overall with bidding option fully utilized

3. Site Feature: Initial Comparison

4. Site Feature: Final Bids

5. Next Steps This product/service is contained in the HR Specialty Products & Services Catalogue™ Operational level details about this particular service provider can be obtained in conference with the vendor The HR Mining &Distribution Co. is an independent and contracted representative of the vendor Upon your request, we will arrange for an introduction that can range from a simple, quick conference call to a services overview / system demo Tom Ference 219-662-0201 (Chicagoland area) or tference@hrmdco.com Thank you for your potential interest in this fresh thinking