1. TRIGOLD © Copyright 2008 Trigold RBS INTERMEDIARY 2008 ROADSHOW MORTGAGE SOURCING & SO MUCH MORE…

2. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… Do you want to earn more money by utilising Trigold more efficiently? RBS INTERMEDIARY 2008 ROADSHOW

3. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… The Credit Crunch and the effect on the Mortgage Market Effect on you the advisor RBS INTERMEDIARY 2008 ROADSHOW

4. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… How can Trigold help? RBS INTERMEDIARY 2008 ROADSHOW

5. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… How? Trigold is more than just a sourcing system and offers you the ability to effectively earn income from other areas other than just the Mortgage Product. Trigold creates a full audit trail throughout the sale process of the mortgage and mortgage related products. Pre-population of data from the Fact Find to all other areas creating efficiency as no need to re-key the same client data. RBS INTERMEDIARY 2008 ROADSHOW

6. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… Trigold have several integrations with providers that enable you to gain quotes and submit proposals directly from Trigold, increasing efficiency and speed of processing. No need to print off application forms and submit in the post, we can capture all the client data and deliver the apps directly to the Providers: - Lenders - Insurers - Conveyancers RBS INTERMEDIARY 2008 ROADSHOW

7. TRIGOLD © Copyright 2008 Trigold THE E-TRADING CENTRE Ability to pre populate apps from Factfind Data. Submit to over 50 lenders Reduces manual re –keying and administration Creates a full audit trail on the desktop RBS INTERMEDIARY 2008 ROADSHOW

8. TRIGOLD © Copyright 2008 Trigold THE E-TRADING CENTRE –THE BENEFITS Ease of Use Pre-populates from the Fact Find, little extra data capture required Speed of Decision Maintains full audit trail on your desktop Earn Income -Procuration Fees on Trigold to select best way to maximise income - Paid direct to you from lender. RBS INTERMEDIARY 2008 ROADSHOW

9. TRIGOLD © Copyright 2008 Trigold THE E-TRADING CENTRE – ETC ENHANCEMENTS RBS INTERMEDIARY 2008 ROADSHOW

10. TRIGOLD © Copyright 2008 Trigold THE E-TRADING CENTRE – LENDER PROPOSITION ON THE DESKTOP RBS INTERMEDIARY 2008 ROADSHOW

11. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… Related Products available: Insurance: -Building & Contents, - MPPI - Term Assurance Conveyancing Secured Loans Commercial Loans RBS INTERMEDIARY 2008 ROADSHOW

12. TRIGOLD © Copyright 2008 Trigold INSURANCE RBS INTERMEDIARY 2008 ROADSHOW Gain Quotes and submit Proposals re: Buildings & Contents ASU Term assurance Access to over 13 providers fully integrated facility HOME

13. TRIGOLD © Copyright 2008 Trigold INSURANCE- THE BENEFITS RBS INTERMEDIARY 2008 ROADSHOW Ability to gain quotes and submit proposals to 13 different providers. Pre – population of Data from the Fact Find into the providers proposal form. Gain quotes and brings back the monthly premium populating the KFI automatically. Trigold will very shortly be creating enhancements to our insurance facility to assist you in maximising earnings by generating quick quotes offline. Watch this space. Very competitive commission rates offered by providers supplied directly to you. HOME

14. TRIGOLD © Copyright 2008 Trigold INSURANCE – INSURANCE PANEL RBS INTERMEDIARY 2008 ROADSHOW HOME

15. TRIGOLD © Copyright 2008 Trigold CONVEYANCING – THE BENEFITS RBS INTERMEDIARY 2008 ROADSHOW Quick – pre-population of data from Prospector AAA. Easy – simply click the button to launch. Client Service – provide a complete end-to-end client service. Income - Extra revenue streams. Records – Some documents returned in Prospector AAA and KFI population for accuracy. Free – both services are free to use. HOME

16. TRIGOLD © Copyright 2008 Trigold CONVEYANCING – CONVEYANCING PANEL RBS INTERMEDIARY 2008 ROADSHOW HOME Select an Conveyancer from the panel. Note: Some Conveyancing firms are not available on older or network versions of Prospector AAA

17. TRIGOLD © Copyright 2008 Trigold CONVEYANCING RBS INTERMEDIARY 2008 ROADSHOW HOME Access Conveyancing from Prospector AAA

18. TRIGOLD © Copyright 2008 Trigold An easy, safe, profitable and free way for Trigold users to enter the secured lending market. Commissions the same as if you had gone to a master broker directly. Unique to Trigold: Fully integrated within Prospector AAA Multiple lenders & master brokers in one place Compliance documentation created automatically RBS INTERMEDIARY 2008 ROADSHOW SECURED LOANS

19. TRIGOLD © Copyright 2008 Trigold Treat Customers Fairly by offering a secured loan option. Provides an additional revenue stream. Multiple lenders & master brokers in one location. Intuitive application process. Electronic submission of case to Master Brokers. FREE to all Trigold subscribers. RBS INTERMEDIARY 2008 ROADSHOW SECURED SOURCING – THE BENEFITS

20. TRIGOLD © Copyright 2008 Trigold RBS INTERMEDIARY 2008 ROADSHOW SECURED LOANS SOURCING - Step 1. Launching from Prospector

21. TRIGOLD © Copyright 2008 Trigold RBS INTERMEDIARY 2008 ROADSHOW SECURED LOANS - Step 2. Sourcing & Selection

22. TRIGOLD © Copyright 2008 Trigold RBS INTERMEDIARY 2008 ROADSHOW SECURED REFERRAL Step 3. Refer to a Master Broker

23. TRIGOLD © Copyright 2008 Trigold Selecting a Master Broker For Master Broker information including commissions visit www.trigold.co.uk/securedsourcing After Referral… Master Broker will contact you. Master Broker liaises direct with client & lender. Commission paid immediately upon completion. RBS INTERMEDIARY 2008 ROADSHOW SELECTING A MASTER BROKER

24. TRIGOLD © Copyright 2008 Trigold Trigold provide you with the ability to earn commission by referring a Commercial Loan to a Master Broker who will identify the best offering for your client from on offer on the High Street. Ability to submit the application on line to speed up the decision process and reduction in Administration Full pre population of data from Client Fact find with providers application form RBS INTERMEDIARY 2008 ROADSHOW COMMERCIAL MORTGAGES

25. TRIGOLD © Copyright 2008 Trigold RBS INTERMEDIARY 2008 ROADSHOW COMMERCIAL MORTGAGES

26. TRIGOLD © Copyright 2008 Trigold RBS INTERMEDIARY 2008 ROADSHOW COMMERCIAL MORTGAGES

27. TRIGOLD © Copyright 2008 Trigold MORTGAGE SOURCING & SO MUCH MORE… In Summary Trigold Can Help you : Opportunities to transact not just in Mortgages To be more efficient Earn more income Meet the needs of the FSA in Treating Customers Fairly RBS INTERMEDIARY 2008 ROADSHOW