1. Servicing Market information & Identification Requirements July 2013 AUCTION HOLDINGS LIMITED (Msika wa Fodya)

2. Market Challenges Data Access Inconsistent availability of data Delayed transaction processing Unsecure transaction Inconsistent progress monitoring Inefficient Decision making Grower Identification Inability to Secure Investment Crop traceability & Grower Compliance Stop Order management Challenging deliveries & Sales Management

3. Benefits to Industry Buyers/banks – secure investments, monitor grower to market, easy access to data, fast transaction processing Growers – easy access data in a cost effective manner Regulatory Authorities – conducive environment, efficient operations, cost effective solution, simplified data access Associations – valid grower base, easy data access Industry – improved credit worthiness, graduate to a core market

4. Tobacco Industry Biometric ID DRIVE Industry Requirements  Uniquely Identify Licensed individual grower  Holistic Grower Profile  Secure investment Improve on existing card issued by AHL  Enhance Security  Multiple uses

6. BIDS DB Stop Order System Know Your Grower Mobile Interface (Tablet) E-Commerce/ financial transactions Platform In field Access & Verification/ Enrollment AHL Verification /Enrollment Centers Tobacco Sales System Advanced Applications (Access Control) Web Interface Merchant/3 rd Party Applications (Verification & Data Access) Market Transactions Desktop Application Tobacco Control Commission

7. Tobacco Industry Biometric ID TECHNOLOGY Biometric Identification ( 10 Fingerprints on enrollment any 1 for verification) Unique Grower Barcode Magnetic Strip Card Centralized database Accessible over AHL WAN & Internet (Cloud based) Available as a web service (system to system)

8. Tobacco Industry Biometric ID CORE FEATURES Individual Grower Identification (Club ID = TCC registration #; Member ID = TCC Reg. + Suffix and Biometric) Multiple uses of card (e.g. access control, e- commerce financial transactions) Multiple modes of accessing grower details Open technology to allow 3 rd Party Applications

9. Conclusion Industry needs a holistic solution not just a biometric id. Solution <> Grower registration system AHL committed to continuous improvement Biometric Identification in place 30 th September Initiative in goodwill to enhance Forex is safeguard role, tax obligations met, facilitate deliveries prior payments, transparent trading, revenue direct to Malawi Economy

10. BIDS DB Stop Order System Know Your Grower Mobile Interface (Tablet) E-Commerce Platform In field Enrollment & Access AHL Enrollment Centers Tobacco Sales System Access Control Web Interface Merchant/3 rd Party Applications Market Transactions Desktop Application Tobacco Control Commission