1. Financing Your Education St. Theresa Of Lisieux Guidance Department Updated: Sept. 2012

2. Your Education is one of the Largest Investments You Will Make

3. University tuition fees for full-time students, Physical and Life Science and Technology Programs in Canada Physical and Life Science and Technology Programs in Canada Province 2012-13 Undergraduate Tuition (per academic year) Newfoundland and Labrador$2,649 Prince Edward Island$5,470 Nova Scotia$5,934 New Brunswick$5,917 Quebec $2,774 Ontario$5,381 Manitoba $3,729 Saskatchewan$6,017 Alberta$5,883 British Columbia$5,015 Source: Statistics Canada Ontario $7,180

4. Fees May Differ By Faculty Arts and Sciences$5,706 Commerce$14,141 Education$5,625 Nursing$5,706 Law School (1 st Year)$15,357 Medicine (1 st Year)$21,261 As of 2012-13

5. Besides Tuition Fees…. Single Room and Meal Plan $11,480 Double Room and Meal Plan $11,180 Triple Room and Meal Plan $10,749 ** taken from Queen’s University 2012-2013, for Undergraduate Students

6. How to Pay for All These Costs Personal Savings (RESP) Family Support (Savings Bonds, Personal savings accounts, GIC’s) Student Loans (Ontario Student Assistance Program) Scholarships/Bursaries Personal Loans

7. Program objective: to assist eligible students who do not have the resources to meet the costs of postsecondary education. The intention is to promote equality of opportunity for postsecondary studies by providing financial assistance for educational costs and basic living expenses.

8. Applying for OSAP There are two methods to apply: Paper application: 24 pages, available for download online. or Online application

9. OSAP Deadlines As long as you apply for OSAP within the first 45 days of starting classes, you may still receive funding for the ENTIRE study period. If you apply when there is less than 90 days left in the study period, you will not be eligible for any funding.

10. Canada Access Grants for Students from Low-Income Families Family Net Income Ceilings (2012-13 Loan Year) Canada Access Grants for Students from Low-Income Families (3) Number of dependent children that parents have (including applicant) 123 $35,651$43,285 $49,094 Parent’s Net Income By Completing an OSAP application, you will automatically be considererd to receive the Canada Access Grant

11. Scholarships and Bursaries a sum of money or other aid granted to a student, because of merit, need, etc., to pursue his or her studies in education. recipients may be determined by: Academics, extra-curricular activities, community involvement, leadership experience, physical disabilities, ethnic origins, religious affiliations, program of study, essay.

12. Scholarship Applications Some scholarships require a completed application form, essay, reference letter, resume, transcript. Some scholarships do not require an application. For example, admission scholarships are generally guaranteed for all applicants with an average >85% (or less). Some scholarships require Nomination by school principal (1 – 3 candidates per school)

13. Guidance Office: Red Binder**, Bulletin Board in guidance office Guidance Webpage – ‘Financing Your Education’ Parent’s Workplace, Church, student (part/time) employers University/College websites Internet sites: Electronic Info,

14. Another Website Worth a Visit Education Savings Finding Post Secondary Programs/Career Planning Student Loans, Grants, & Scholarships After Post Secondary Education Continuing Education, Lifelong Learning

15. Miscellaneous Research, Research, Research!!! Apply, Apply, Apply!!! Proof-read applications/materials Meet deadlines Choose referees (teachers, coaches, employers) that you know well Give references plenty of time to complete their piece Start a portfolio and reference collection now