1. Finance & Trading: Vocabulary & Expression Group 3 Alena 593201298 Pauline 593201468 Grace 593201183 Wendy 593201145 Brian 593201028 Tommy 592201514

2. Financial center — a place that there are many banks and some financial institutions Stock market — a place where company shares are bought and sold Stock exchange — to make money on the stock market, also called “ bourses ”

3. Broker — a person who buys and sells things, for example, shares in a business, also called “ stock broker ” Dealer — a person whose business is buying and selling a particular product Trader — a person who buys and sells things as a job

4. Speculator — a person who buys and sells goods or shares in a company in the hope of making a profit Foreign exchange — the system of exchanging the money of one country for that of another country, a place where money is exchanged, also called “ forex ” Commercial paper — short-term lending to business

5. Bond — an agreement by a government or a company to pay you interest on the money you have lent Gross margin — difference between the selling price of a product and the cost of producing it Pre-tax profits — the money a business makes before payment to the government

6. Interest rate — the percentage of a sum of money charged for its use Trading – the process of buying, selling, or exchanging goods, within a county or between countries Demand – the ability and willingness of people to pay for them

7. Turnover – the rate at which a particular kind of article is sold Bullish – tending to cause, or hopeful of rising prices Overdraft — a draft in excess of the credit balance Mortgage — a conditional conveyance of property as security for the repayment of a loan

8. Barrier – prevent or control their movement Bearish – expecting, or tending to cause falling prices Blue chips – an industrial share that is expensive and in which people have confidence

9. Bull market – in which prices are rising Rally – back into a proper or favorable state or position Panic selling – done in a state of panic

10. decline, decrease, fall, drop gain, improve, increase, rise peak

11. fluctuate plummet rocket, jump

12. Market Movements Those words are used to talk about rising and falling share prices

13. Going up advance climb increase rise gain ground Stores and consumer goods gained ground after the good inflation news and on hopes of interest rate cuts.

14. Going up by a small or moderate amounts edge ahead edge higher edge up firm Amber Day ’ s share price edged ahead 1p to 35p as news of Mr. Green ’ s departure outweighed the figures.

15. Going up by large amounts jump shoot ahead leap shoot up roar ahead skyrocket roar up soar rocket surge Forte ’ s shares were among the week ’ s best performers jumping 20p to 309p.

16. Going down decline lose ground drop retreat fall slide head south Racal Electric, which traded 11 million shares, declined 12 to 218.

17. Going down by a small or moderate amounts dip edge down drift edge lower ease slip Full-year profit edged down 8% to $60.8 million, or 76 cents a share, from $66.4 million, or 89 cents a share.

18. dive nosedive plunge plummet tumble Even before the resignations were announced, the index dove 32.5 points to close at 2,129.4. Going down by large amounts

19. collapse crash crumble slump Pittard ’ s share price tumbled when the price of sheepskins collapsed. Going down fast by very large amounts

20. 盈餘配股 (Stock Dividend from Retained Earnings) 公積配股 (Stock Dividend from Capital Reserve) 開盤價 (Opening Price) 收盤價 (Closing Price) 成交量 (Trading Volume) 營業利益率 (Operating Profit Margin) 稅前淨利率 (Pretax Margin)

21. High-street banks: 高級地段銀行 Current account: 活期存款帳戶 In the black: 盈餘 Go into the red: 負債, 虧損 Bank statement: 銀行結單 Deposit account= saving account: 存款帳戶