1. Student Funding 2011/12 entrants

2. What do we do? Advice and Guidance Financial support Counselling Disability and Dyslexia service How do we do it? Independent Confidential Accessible

3. Where 50 Park Place, Cathays Park & 2 nd floor, Cardigan House, Heath Park Drop-in Appointments Phone calls Emails Talks and workshops Self-help FAQs, DVDs, website

4. How will I fund my time at university? Student Loan Tuition Fee Loan Grants Additional Funding Budgeting

5. Variable Tuition Fees 11-12 Annual Flexible fee is £3,375 for 2011/12 Tuition Fee Loan available to all eligible students – paid direct to University Student repays after finishing their course

6. Living costs Maintenance LoanMaintenance Grant/ Assembly Learning Grant (ALG) Amount depends on household income Paid in 3 instalments Has to be repaid Amount depends on household income Paid in 3 instalments Non repayable

7. Gap Year 2011/12 New tuition fees proposed by government Gap year students starting in 2012/13 will come under new funding arrangements See funding websites later in year for details

8. Figures for 2011 entrants Household Income Assembly Learning Grant – Max grant £5600 Maintenance Loan – Max loan £4745 Total each year Up to £18,370£5600£1901£7501 £18,370 - £25,000 £5600 - £3842£1901 - 2440£7501- £6282 £25,000 - £34,000 £3842 - £1706£2440 - £3722£6282- £5428 £34,000 - £50,503 £1706- £0£3722 - £4745£5428 - £4745 £50, 503- £56, 434 £0£4745 - £3559

9. Figures for 2011 Entrants Household Income Maintenance Grant – Max grant £2906 Maintenance Loan – Max loan £4950 Total Each year Up to £25,000£2906£3497£6403 Between £25,001 - £34,000 £2906 - £1106£3497 - £4397£6403 - £5503 Between £34,001 - £50,020 £1106 - £50£4397 - £4925£5503 - £4975 Between £50,778- 57,708+ £0£4950 - £3564

10. Applying for student funding PN1 Form Download form or apply on line www.direct.gov.uk/studentfinancewww.studentfinancewales.co.uk Apply from March 16 th By May 31 st Apply from February 21 st By April 15th

11. Apply online – Student Finance Wales Register and enter your details to create a new online account, then apply for funding

12. Apply online – Student Finance England Register a new account and parents can support an application by entering financial information

13. Repaying your student loans Tuition fee & Maintenance loan repaid together Once earning over £15,000 Interest rate linked to inflation (1.5% 10 -11) Earnings per yearRepayment per month £18,000£22 £24,000£67

14. Additional Funding Available in addition to loan/grant Depends on students circumstances Non repayable DependentsDisability/Dyslexia Children/ AdultsExtra costs of study Means-testedNon means-tested

15. Cardiff University Bursary Household IncomeBursary received £0 - £34,000£600 £34,001 - £50,020£300 £50,021 and above£0 Bursaries of up to £600 for Welsh students have been incorporated into the Assembly Learning Grant.

16. Additional funding at Cardiff Care Leavers bursary Scholarships Scholarships for Welsh speakers studying some credits through medium of Welsh Emergency Loans Financial Contingency Fund Educational grants and Trusts

17. Student Budget Average weekly incomings & outgoings for student in Halls Sept – June OUT GOING MONEYINCOMING MONEY Hall–SC en-suite£65Maint Loan£101 Food£29ALG£64 Toiletries/laundry£6 Books/course£8 Travel (inc. travel home) £8 Phone, T.V, Insurance£10 Social/leisure£25 Clothes£10 Total£161 p/wTotal£165 p/w

18. How much will I have left per week? Incoming money Outgoing money £161 per week £165 per week Total left£4 per week Figures taken from a Welsh household with an annual household income of £25,000 Student funding figures from 2011/12

19. Money Doctors The Money Doctors initiative at Cardiff University is part of a national project aiming to improve students' financial capability, led by the Consumer Financial Education Body

20. Money Doctors Initiatives Cardiff University Student Support iApp Budgeting Sessions Taste Test Basket Challenge Energy Efficiency Recycle Christmas

21. Useful web addresses www.direct.gov.uk/studentfinance www.studentfinancewales.co.uk www.delni.gov.uk/studentfinance www.saas.gov.uk Check for updates on student funding and apply online

22. Contact us 50 Park Place, Cathays Park Campus 029 2087 4844 2 nd Floor, Cardigan House, Heath Park Campus 029 2074 2070 studentsupportcentre@cardiff.ac.uk counselling@cardiff.ac.uk disability@cardiff.ac.uk dyslexia@cardiff.ac.uk www.cardiff.ac.uk/studentsupport