1. Cross Sector Supported Accommodation Working Group. Funding Strategic Issues A Housing Association Perspective Craig Sanderson Link Group/SFHA 22 nd September 2010

2. Funding Types/Sources  Revenue  Capital  Grants  Loans  ‘Europe’  Westminster Govt.  Scottish Govt.  Local Authorities  Trusts/Charities  Housing Associations themselves  Others?

3. Threats/ Challenges  National Debt / Deficit  Concordat  Govt. and LA Efficiencies / Savings agenda  Increased Competition / ‘bulk’  Commissioning / Procurement / Tendering  Council House Building  Housing Association Grant cuts  Welfare Benefits cuts  Supporting People Funding ‘frozen’

4. Threats/Challenges (cont.)  New / Restricted Priorities  Planning eg contributions to trams, etc.  Restricted / More expensive lending/grants  2012 Homelessness target  2015 Scottish Housing Quality Standard target  Increased VAT  Law / Regulation eg EU, FOI, DP.  Withdrawal of regeneration/wider role funding  Pressure to use Surpluses / Reserves for other things

5. Opportunities (?)  Support for Social Enterprise  New Capital – EIB / Pension Funds  Social Investment Bank / Individuals / Social Impact Bonds  Wider range eg (mid) market rent, PSL  National Housing Trust  Personalisation eg Self-directed Support  Time Banking  Comic Relief Fund  Credit Unions / Airdrie Savings Bank  Improve personal sustainability

6. Key Strategies  Explore all avenues  Lobby for continued affordable funding support  Participation in all consultations  Participation in existing and new structures – CPPs, Strategic Housing Investment Partnerships, Single Interfaces, etc.  Social Accounting/Reporting eg SROI  Encourage Full Knowledge and Recognition of Good Practice Guidance Joined up Thinking!