1. Plan Year (January 1 – December 31, 2014) Open Enrollment (November 1 – 15, 2013) Health/Dental/Flex Open Enrollment

3. Payroll Deduction Schedule  10-Month Hourly Employees –20 checks per year –Premium deductions over 16 checks  Jan. 31 – June 15  Sept. 30 – Dec. 15  Teacher Assistants / 10-Month Salary –20 checks per year –Premium deductions over 20 checks  Jan. 15 – June 15  Sept. 15 – Dec. 31  Teachers / 12-Month Clerical –24 checks per year  Jan. 15 – Dec. 31

4. PPO-1PPO-2PPO-3H.S.A.H.M.O Cash- Out Access to BC/BS PPO network of Hospitals and Physicians. BC/BS HMO of IL

5. Shared Savings Apply toward your Contribution Contribute to your Flexible Spending Plan Take as “Cash” (taxable) Contribute to your Health Saving Account

6. Eligible Plan Participants EmployeeSpouse Dependent Children <26 Married Children <26 Military <30 Disabled Dependent Domestic Partner Civil Union

7. Web Site Information  www.d211.org  Enrollment  Plan Options  Resource Information  www.bcbsil.com  Find a Doctor  Blue Access for Members  Resources  www.discoverybenefits.com  Employee Guide  Account Access  Eligible Expenses