1. Your Commuter Benefits Program

2. Ride. Park. Save.  Pretax savings on your commuting expenses  Public transportation, parking, or both

3. Real savings Pay with pretax dollars  Select your pass or parking  Choose both if you park and ride Save up to $2,350  Savings in reduced tax withholding  Yours depends on expenses, taxes

4. Real simple Get your pass  Home delivery  SmartCard reloaded automatically Pay your parking  Pay My Parking  Pay Me Back

5. Going your way Save while you ride or park:  Bus, light rail, regional rail, streetcar, trolley, subway, or ferry  Vanpool  Parking at or near work  Parking at or near public transportation

6. All aboard, anytime Ongoing enrollment  Sign up whenever you choose  Make changes or cancel anytime

7. ELIGIBLE EXPENSES EXAMPLE (PRETAX MAXIMUM) Public transportation or Vanpool$245 Parking at work or transit station$245 Total Expenses$490 Taxes (40%)*x 0.40 Estimated savings per month**$196 Estimated savings per year$2,352 Based on a marginal federal income tax of 25%, FICA (Social Security) tax of 7.65%, and state income tax of 7.35%. ** Except in MS, NJ, and PA Adding it up: tax savings

8. Enroll in minutes Sign up online:  Go to www.wageworks.com  Click “Sign Me Up!” Or by phone:  Call 877-WageWorks

9. Why Enroll? There’s no reason NOT to sign up!  Save on taxes  Get passes at home  Pay parking automatically  Enroll online  Sign up, change, or cancel anytime