1. RISK MANAGEMENT AS BUSINESS PLANNING Kenny MacLeod

2. WHY MANAGE RISK ?

3.  Compliance? WHY MANAGE RISK ?

4.  Compliance?  No! WHY MANAGE RISK ?

5.  Compliance?  No!  Compliance is an input to and an output from but not the purpose of risk management WHY MANAGE RISK ?

6.  Economic Management  No such thing as a free lunch!  WHY MANAGE RISK ?

7.  Economic Management  No such thing as a free lunch!  What is the best use of scarce resources?  What is the opportunity cost?  How do we get the desired outcomes? WHY MANAGE RISK ?

8. RISK IS WHAT POTENTIALLY STOPS YOU FROM ACHIEVING YOUR DESIRED OUTCOMES …..OR CHANGES THOSE DESIRES WHY MANAGE RISK ?

9. CASE STUDY Scotwest Credit Union

10.  RISK CATEGORIES  RISK APPETITE  RISK SCORING RISK MANAGEMENT FRAMEWORK

11. DEFINE RISK CATEGORIES RISK MANAGEMENT FRAMEWORK #1

12. DEFINE RISK APPETITE RISK MANAGEMENT FRAMEWORK #2

13. DEFINE RISK APPETITE RISK MANAGEMENT FRAMEWORK #3

14. DEFINE RISK ASSESSMENT SCORING RISK MANAGEMENT FRAMEWORK #4

15. DEFINE SCORING CRITERIA RISK MANAGEMENT FRAMEWORK #5

16. DEFINE SCORING CRITERIA RISK MANAGEMENT FRAMEWORK #6

17. STRATEGIC PLANNING REPLICATE RISK CATEGORIES

18. STRATEGIC PLANNING LEAD WITH CATE- GORY HEAT MAP

19. STRATEGIC REPORTING REPORT ON SAME BASIS

20. PRODUCT PLANNING #1 PLAN ON SAME BASIS

21. PRODUCT PLANNING #2

22. OUTCOMES  CONSISTENT MEASUREMENT CRITERIA THROUGHOUT BUSINESS  “AT A GLANCE” GOVERNANCE BASED ON RISK  …and of course COMPLIANCE

23. WHERE TO NOW ? - “RUMSFELD CONUNDRUM” - OPPORTUNITY RISK

24. DECISION TREES ?

25.  RISK MANAGEMENT IS BUSINESS PLANNING  Risk management should drive all of your activities if you want to deliver the best service and return to your Members CONCLUSION